Buying a Car
Your credit report and score set the pace for your down payment as well as the interest rate you will pay.
How Can My Credit Save Me Money?
There may be many auto loan options to consider based on your credit profile. Down payment, term of loan, and interest rate are the most important.
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What's the Right Car For You?
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that fit your budget and lifestyle.
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Tips to Consider When Buying a Car
- Shop rates. Auto loan inquiries will not hurt your score if bunched into a one or two week window. Typically, multiple inquiries are only counted once to make sure rate shopping isn't penalized.
- Know your credit. Higher credit scores and shorter term loans may increase your chances of securing the best rate.
- Buying vs. leasing? Similar credit rules apply. Know your required down payment along with the term of financing, mileage requirements, and interest rate.