Credit Q&A

Answers to our most common credit and financial questions

Who can check my credit report?

Lenders, insurance companies, property managers, or utility providers.

These are just a few entities that The Fair Credit Reporting Act gives permission to access your credit report.

Reasons someone can access your credit report:

  • At your request
  • In response to a court order
  • Related to a credit application
  • For a credit account review
  • Pre-employment screening
  • Underwriting you for insurance
  • Attempting to collect a debt
  • Child support enforcement
  • Make sure your credit report is representing you accurately

View All Questions