Credit Q&A

Answers to our most common credit and financial questions

How can I get my credit mortgage-ready?

Learn where your credit needs to be and find specific opportunities to improve.

Like any other goal, qualifying for a mortgage is achievable with focus and know-how.

5 tips to get your credit mortgage-ready:

  1. Check your credit score every 30 days and correct mistakes
  2. Make sure you manage your current debt
  3. Pay down, but don’t close credit accounts
  4. Avoid using more than 30% of available credit
  5. Delay switching jobs during mortgage qualification

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