How can I get my credit mortgage-ready?
Learn where your credit needs to be and find specific opportunities to improve.
Like any other goal, qualifying for a mortgage is achievable with focus and know-how.
5 tips to get your credit mortgage-ready:
- Check your credit score every 30 days and correct mistakes
- Make sure you manage your current debt
- Pay down, but don’t close credit accounts
- Avoid using more than 30% of available credit
- Delay switching jobs during mortgage qualification