How can I get an 800+ credit score?
Pay your bills on time, every time, establish a mix of credit, and use only a small percentage of your available credit each month.
The first step to obtaining an 800+ credit score is to check your credit report.
Typically, credit reports and scores are updated about every 30 days. Your credit score may change each time you apply for new credit, close an account, or pay off an existing account.
Higher credit scores translate into lower monthly payments - in the case of a mortgage, that could mean many hundreds of dollars in savings each month.