Credit Q&A

Answers to our most common credit and financial questions

How can I build credit from nothing?

If you've never had a credit card or loan (or you are rebuilding your credit) your credit history may prevent you from getting a cell phone, buying a car, or qualifying for a job.

Here are 5 easy steps to building credit:

  1. Get a secured credit card
  2. Charge only what you can afford to pay
  3. Pay bills on time, every month
  4. Don't apply for numerous accounts
  5. Check your progress with monthly updates

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