How can I build credit from nothing?
If you've never had a credit card or loan (or you are rebuilding your credit) your credit history may prevent you from getting a cell phone, buying a car, or qualifying for a job.
Here are 5 easy steps to building credit:
- Get a secured credit card
- Charge only what you can afford to pay
- Pay bills on time, every month
- Don't apply for numerous accounts
- Check your progress with monthly updates