Top Reasons People Choose Personal Loans

Debt Consolidation

Home Improvement Projects

Making a Major Purchase

Debt Consolidation Personal Loan Offers

For Good to Excellent Credit

Lending Club Personal Loan

  • Make one low, fixed monthly payment
  • Fast and easy online process to get funded
  • Flexible financial tool to help you meet your goals
  • No prepayment penalty
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All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.16% to 35.89%. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at time of application. The origination fee ranges from 1% to 6% and the average origination fee is 5.49% as of Q1 2017. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com. All loans via LendingClub have a minimum repayment term of 36 months or longer.

For Poor Credit

OneMain Personal Loan

  • Clear loan terms with no prepayment penalties
  • Fast. Loan decisions as quickly as 1 hour
  • Convenient. Apply online, by phone or at your local branch
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All loans subject to OneMain's normal credit policies. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.