Annual Percentage Rates presented are estimated and were created based upon information entered by the consumer and through analysis of information publicly available at lendingclub.com.
The estimated APR presented does not bind Lending Club or any lender originating loans through the Lending Club platform.
The range of APR available through Lending Club is 5.99% to 35.89%.
Only borrowers with excellent credit will qualify for the lowest rate available.
Your actual APR depends upon credit score, loan amount, loan term, credit usage and history.
All loans are subject to credit review and approval.
The APR ranges from 5.99% to 35.89%.
For example, with a credit grade of A1 you could receive a loan of $10,000 with an interest rate of 5.32% and
a 1.00% origination fee of $100 for an APR of 5.99%. In this example,
you will receive $9,900 and will make 36 monthly payments of $301.15.
The total amount repayable will be $10,841.40.
Your APR will be determined based on your credit at time of application.
The origination fee ranges from 1% to 6% and the average origination fee is 5.47% as of Q3 2016.
There is no down payment and there is never a prepayment penalty.
Closing of your loan is contingent upon your agreement to all of the required agreements and disclosures on the
www.lendingclub.com website. All loans made by WebBank, member FDIC.
All loans subject to OneMain's normal credit policies. Loan approval and actual loan terms depend on your ability
to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of
collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California
minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others.
Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Active
duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as
collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by
the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial
purpose; to purchase securities; or for gambling or illegal purposes.