All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and
credit usage & history. The APR ranges from 6.16% to 35.89%. For example, you could receive a loan of $6,000 with
an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will
receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64.
Your APR will be determined based on your credit at time of application. The origination fee ranges from 1% to 6% and
the average origination fee is 5.49% as of Q1 2017. There is no down payment and there is never a prepayment penalty.
Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the
All loans via LendingClub have a minimum repayment term of 36 months or longer.
All loans subject to OneMain's normal credit policies. Loan approval and actual loan terms depend on your ability
to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of
collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California
minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others.
Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Active
duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as
collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by
the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial
purpose; to purchase securities; or for gambling or illegal purposes.