Credit Cards for Excellent Credit Scores

Got excellent credit? Congrats to you, sir or madam! You've made it, and you deserve to reward yourself for your good credit behavior.

Credit cards for people with excellent credit open up a world of awesome rewards programs. More cash back, more points, and better rewards await you! You're also less likely to incur annual fees on credit cards for excellent credit. Finally, the interest rates can be better as well, in case you have an emergency and need to keep a balance. Enjoy all the benefits your excellent credit credit card can provide you. When you find one that meets your needs, you can feel secure in applying through our online portal.

Barclaycard CashForward™ World Mastercard®

at our partner's
secure site

  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • Enjoy a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 15.74%, 20.74% or 25.74%, based on your creditworthiness
  • Please note, there is a fee for balance transfers
  • No annual fee
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Purchase Intro APR

Balance Transfer Intro APR

Regular APR

Annual Fee

Credit Needed

0% for 15 months

0% for 15 months (on balance transfers made within 45 days of account opening)

15.74%, 20.74% or 25.74% Variable

$0

Excellent

Barclaycard Arrival Plus™ World Elite MasterCard®

at our partner's
secure site

  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.74%, 20.74% or 23.74%, based on your creditworthiness.
  • Please note, there is a fee for balance transfers
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Purchase Intro APR

Balance Transfer Intro APR

Regular APR

Annual Fee

Credit Needed

N/A

0% for 12 months (on balance transfers made within 45 days of account opening)

16.74%, 20.74% or 23.74% Variable

$89 - Waived first year

Excellent

MasterCard® Gold Card™

at our partner's
secure site

  • 24K-Gold-Plated/Carbon Card -Patented Design
  • Industry-Leading Rewards
  • Double Points Value When Redeemed for Airfare
  • 2% Value for Cash Back Statement Credit Redemptions
  • Luxury Card Concierge™
  • $200 Annual Airline Credit Toward Qualifying Airline Purchases
  • Members-Only Luxury Magazine and Luxury Gifts
  • Annual Fee: $995 ($295 for each additional account)
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Purchase Intro APR

Balance Transfer Intro APR

Regular APR

Annual Fee

Credit Needed

N/A

0% for 15 months

15.74% Variable

$995

Excellent Credit

MasterCard® Black Card™

at our partner's
secure site

  • Stainless Steel/Carbon Card -Patented Design
  • Industry-Leading Rewards
  • Double Points Value When Redeemed for Airfare
  • 1.5% Value for Cash Back Statement Credit Redemptions
  • Luxury Card Concierge™
  • $100 Annual Airline Credit Toward Qualifying Airline Purchases
  • Members-Only Luxury Magazine and Luxury Gifts
  • Annual Fee: $495 ($195 for each additional account)
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Purchase Intro APR

Balance Transfer Intro APR

Regular APR

Annual Fee

Credit Needed

N/A

0% for 15 months

15.74% Variable

$495

Excellent Credit

Barclaycard Ring™ Mastercard®

at our partner's
secure site

  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.74%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
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Purchase Intro APR

Balance Transfer Intro APR

Regular APR

Annual Fee

Credit Needed

0% for 15 months

0% for 15 months (on balance transfers made within 45 days of account opening)

13.74% Variable

$0

Excellent Credit

MasterCard® Titanium Card™

at our partner's
secure site

  • Brushed Stainless Steel/Carbon Card-Patented Design
  • Industry-Leading Rewards
  • Double Points Value When Redeemed for Airfare
  • 1% Value for Cash Back Statement Credit Redemptions
  • Luxury Card Concierge™
  • Members-Only Luxury Magazine
  • Annual Fee: $195 ($95 for each additional account)
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Purchase Intro APR

Balance Transfer Intro APR

Regular APR

Annual Fee

Credit Needed

N/A

0% for 15 months

15.74% Variable

$195

Excellent Credit

ABOC Platinum Rewards Credit Card

at our partner's
secure site

  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 13.65% - 23.65%, based on your creditworthiness
  • Earn 10,000 Bonus ABOC Rewards Points after you spend $1,000 on purchases within the first 90 days from account opening
  • Unlimited Points That Don't Expire
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
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Purchase Intro APR

Balance Transfer Intro APR

Regular APR

Annual Fee

Credit Needed

0% for 12 months

N/A

13.65% - 23.65% Variable APR on purchases and balance transfers

$0

Good/Excellent