Credit Quality
Card Issuer

Balance Transfer Credit Card Offers

Balance transfer credit cards are a secret weapon for smart debt consolidation. Let's say you've got a high credit card balance that's hard to pay down because of interest. A balance transfer credit card offers a low introductory APR over a specific period of time.

In most cases, that rate can be as low as zero percent. With that benefit, it's easier to pay off your balance in full using a balance transfer credit card. These cards are also great for those who have too many credit accounts and want to consolidate them. Most of these cards will require a fee, but some cards may delay the fee as an incentive. See how a balance transfer credit card can work for you today by filling out a secure application for a card from one of our partners.

Barclaycard Arrival Plus® World Elite Mastercard®

at our partner's
secure site

  • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on purchases made while traveling abroad
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness.
  • There is a fee for balance transfers.
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Purchase Intro APR

Balance Transfer Intro APR

Regular APR

Annual Fee

Credit Needed


0% for 12 months (on balance transfers made within 45 days of account opening)

16.99%, 20.99% or 23.99% Variable

$89 - Waived first year