How do Banks and Credit Unions differ?

piggy bank

Bank or credit union: which one do you use? And what’s the difference anyway? The biggest difference between these financial institutions is ownership. Banks are run for profit and, as such, are responsible to their stockholders. Credit … [Read more...]

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Why You Need an Emergency Fund – STAT!

Help at financial crisis

By: Kevin R. Worthley, CFP® In more than a decade of financial planning for families, it's rare to find a client who has an adequate emergency or contingency fund in their family finances.  The recommended amount of such savings varies between … [Read more...]

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What Swordfishing Can Teach You about Risk and Return

coast guard during storm

The essentials you need to know about asset classes before you invest. Do a little reading up on the relationship between investment risk and return and you’re likely to come across complex math models and detailed discussions about betas, … [Read more...]

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Save for College or Retirement?

piggy bank

Even before our country entered its current economic crisis, Americans weren’t big savers. Studies have found that rates of saving fell sharply leading up to the 21st Century. In 1981, Americans saved an average of 11 percent of their annual … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!