30-Year Mortgage or 15-Year Mortgage?

How to Decide between a 30-Year and 15-Year Mortgage

When buying a new home or refinancing an existing home, one of the many decisions that must be made is what kind of mortgage you’re going to get. With that decision, is the option of term – or the length of your loan (ex: a 30-year loan has payments spread out over 30 years). For most borrowers, this means choosing between the ever-popular 30-year or 15-year fixed-rate mortgage.

Before you decide what term is best for you, make sure you weigh the pros and cons of each to determine which option is right for your personal financial situation.

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Mortgage Refinance: The New Reality

New Realities of Mortgage Refinancing (Part 2)

In part one of this series, we discussed some of the new realities of mortgage refinancing in an interview with Quicken Loans Vice President and mortgage industry veteran, Stephen Luigi Piazza. The discussion continues here in part two, with more tips and trends that homeowners should know about if they want to refinance their mortgage today.

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Mortgage Refinance: The New Reality

New Realities of Mortgage Refinancing (Part 1)

With mortgage rates at record lows, many homeowners are looking to refinance their mortgages to save money on their monthly payments and/or pay off their mortgages faster. But what do people need to expect if they want to refinance? Is it still possible to get a home loan? Do you need a perfect credit score? What does it take to qualify, and what options do borrowers have for structuring their new loans?

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Refinance Your Mortgage?

Should You Refinance Your Home?

Whether you’re interested in lowering your mortgage rate, or you’d like to shorten your loan’s term, refinancing your mortgage can mean big savings for you… or it might not be worth it, depending on your personal situation. Find out how to decide whether you should refinance.

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couple-discusses-home-loan-options-with-banker

When Is the Right Time to Refinance?

As mortgage rates hover at historical lows, many homeowners are running out to refinance. But is now the right time for you to get a new home loan? Learn how to analyze your mortgage situation so you can decide if refinancing makes sense for you.

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money-on-clothesline-cropped

12 Ways to Spring-Clean Your Finances

The first day of spring has come and gone, officially marking the time of year to clean house – and not just your literal home. It’s also the perfect season to tidy up your finances. Just like you might have a “to do” list for your house spring cleaning tasks, here are 12 simple to dos to help you clean your financial house.

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