I have a job, I’m investing in my retirement, I have an emergency fund, and I have a non-retirement investment…
Tag: pay off debt
With the first few weeks of 2013 coming to a close, you may feel more inspired than ever to tackle…
Getting a standard four-year degree can cost upwards of $200,000, so it shouldn’t be a surprise that a majority of students who attend college – even those who attend less expensive community colleges – accrue some debt while studying. While scholarships exist for those who excel in the classroom (and for those who are willing to put in the time to search and apply for them), most people leave college with a hefty sum of money to pay back. This puts a lot of pressure on new graduates to find jobs immediately so that they can begin an often decade-long repayment process. However it is possible to streamline this repayment process. All you have to do is simply follow these tips.
While it is typically not the American dream to get into debt, it can be a dream come true to finally dig yourself out of debt. Learn three ways that Americans may be able to beat the debt monster once and for all. The three areas include a mortgage refinance, credit card balance transfers and paying off federal student loans.
Ninety percent of marriages that end in divorce fail, at least in part, because of money problems. Now, there is a TV show on CNBC called “Til Debt Do Us Part” that helps couples in financial crisis get their financial lives in order. Find out what kind of money troubles this show tackles and what lessons we can all learn from the experiences of couples highlighted there.
If you happen to be sitting on some extra cash, you may be wondering how to put it to its best use. The answer depends on your personal financial situation. Learn how to assess your situation and determine when to save your cash, when to invest it and when to use it to pay down or pay off debt.
The end of each year brings a time for reflection and renewal, and this is especially valuable when it comes to personal finance. As the year 2010 comes to a close, are you better off financially than you were on January 1 of this year? What would you like to do differently so that your finances are in better shape at the end of 2011? Here are a few things you can do by the end of the year to improve your financial position for 2011.
Let’s face it, we’ve all been there. You’ve enjoyed a fun and indulgent spending spree, and yes, you charged everything to your credit card. One month and many blissful purchases later, you find yourself facing a huge credit card bill. You don’t have the money to pay for it, so you pay the minimum balance due. This is dangerous, and in many cases, can cost you your credit score – and ultimately your financial future. Find out how to redeem yourself – and your credit score – after a spending spree.
Most people have some debt: a car or student loan, a mortgage, a home equity line of credit. In-and-of itself, debt isn’t bad. Sometimes it’s necessary. Where you and I can get into trouble is when we let our debt get out of control. High credit card balances, late payments and calls from creditors can ensue if we’re not careful. Fortunately, there are steps we can take to get and keep our debt under control.
Debt can affect your health, heart and pocketbook, but it doesn’t have to. To get out of debt faster and pay less of your hard-earned money in interest, follow these five simple steps.
The first day of spring has come and gone, officially marking the time of year to clean house – and not just your literal home. It’s also the perfect season to tidy up your finances. Just like you might have a “to do” list for your house spring cleaning tasks, here are 12 simple to dos to help you clean your financial house.