Home Loans 101: What You Need to Qualify for a Mortgage Today

new-home-and-young-couple

By: Eric Ehrhardt Most people know about the many benefits and rewards of becoming a homeowner. What most don't know is what it takes to qualify to buy a house. Now more than ever, there is a lot of confusion about getting qualified for a … [Read more...]

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5 Tips to Get Your Financial Life Ready for the New Year (Part 2)

new-years-2011

In part one of this article, we looked at some key “to do” items to get your financial house in order in time for the new year. In addition to monitoring your credit, debts and savings, there are also some smart moves you can make to save on 2010 … [Read more...]

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Short Sales Always a Bargain?

Sweet winter home

By: Gina Pogol, HSH.com Short sales differ from most home purchases in almost every way. At every step, from shopping to negotiating to mortgage financing, short sale properties are just harder to deal with. Here's what you need to know. A … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

5 Things You Need to Qualify for a Home Loan

Autumn home

Qualifying for a home loan these days isn’t easy and requires extensive documentation as well as some available cash. But know that some of your financial costs may very well be tax-deductible, so be sure to keep all receipts and obtain detailed … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

When Is the Right Time to Refinance?

couple-discusses-home-loan-options-with-banker

As mortgage rates hover at historical lows, many homeowners are running out to refinance. But the benefits of refinancing vary depending on your personal situation. The right time for your neighbor or family member may not be the right time for you. … [Read more...]

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Mortgage Rates Hit All-Time Low

Impact of Mortgage Rates on Mortgage Payment over Time

Just when you thought they were as low as they could get, mortgage rates continue to slide. In fact, you can now get a 30-year home loan at the lowest interest rates in 39 years, according to Freddie Mac. The low rates are likely due to the … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

5 Dangerous Money Pitfalls to Avoid

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From a 1,000-foot view, your finances look to be in order. You have a steady income, you pay your bills on time and you may even have a little extra cash with which to splurge on occasion. But unless you’re thinking ahead and protecting yourself … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

How to Get a Home Loan Today: Make Yourself Creditworthy

Home Loans and Your Credit Score

Whether you’ve heard it on the news or tried to obtain a mortgage or other type of loan recently, you know that the landscape of the lending environment has changed drastically than it was even one year ago. Even borrowers with high credit scores … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!