Posts Tagged ‘new home loan’

Home Loans 101: What You Need to Qualify for a Mortgage Today

February 17, 2011

Not sure what it takes to get a home loan today? Home Loan Expert, Eric Ehrhardt, covers the most important basics – credit, equity, income and assets – so when you’re ready to buy your dream home or refinance your existing home, you’ll have everything you need to qualify and move through the mortgage process with ease.

5 Tips to Get Your Financial Life Ready for the New Year (Part 2)

December 14, 2010

In part one of this article, we looked at some key “to do” items to get your financial house in order in time for the new year. In addition to monitoring your credit, debts and savings, there are also some smart moves you can make to save on 2010 taxes and improve your long-term cash flow by re-thinking your home loan.

Short Sales Always a Bargain?

December 8, 2010

Short sales differ from most home purchases in almost every way. At every step, from shopping to negotiating to mortgage financing, short sale properties are just harder to deal with. Here’s what you need to know.

5 Things You Need to Qualify for a Home Loan

October 26, 2010

Qualifying for a home loan these days isn’t easy and requires extensive documentation as well as some available cash. But know that some of your financial costs may very well be tax-deductible, so be sure to keep all receipts and obtain detailed accounting from your mortgage lender regarding all costs paid out of your pocket once you close the deal. Here are five things you’ll need to qualify for a home loan today.

When Is the Right Time to Refinance?

September 10, 2010

As mortgage rates hover at historical lows, many homeowners are running out to refinance. But is now the right time for you to get a new home loan? Learn how to analyze your mortgage situation so you can decide if refinancing makes sense for you.

Mortgage Rates Hit All-Time Low

July 28, 2010

Just when you thought they were as low as they could get, mortgage rates continue to slide. In fact, you can now get a 30-year home loan at the lowest interest rates in 39 years, according to Freddie Mac. Take advantage now, as mortgage rates will likely go up in the near future.

5 Dangerous Money Pitfalls to Avoid

June 29, 2010

Whether you’re ignoring major savings on your largest bill or you’re neglecting to sock money away for a rainy day, you’re putting yourself and your finances at risk. Keep your costs manageable – now and in the future – by avoiding these five common money mistakes.

How to Get a Home Loan Today: Make Yourself Creditworthy

May 12, 2010

Whether you’ve heard it on the news or tried to obtain a mortgage or other type of loan recently, you know that the landscape of the lending environment has changed drastically than it was even one year ago. Even borrowers with high credit scores have run up against obstacles preventing them from obtaining a mortgage to buy or refinance a home.

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