New Realities of Mortgage Refinancing (Part 2)

Mortgage Refinance: The New Reality

In part one of this series, we discussed some of the new realities of mortgage refinancing in an interview with Quicken Loans Vice President and mortgage industry veteran, Stephen Luigi Piazza. The discussion continues here in part two, with more … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

How to Do the (Operation) Twist

Let's Do the (Operation) Twist!

In the early 1960s, a new dance craze gripped the nation: The Twist. Youngsters stopped slow dancing and started “twisting the night away.” At the same time, the American economy was slow dancing too and The Twist sounded like just the thing to … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

First-Time Home Buyers: Get Help on Your Side

Help for First-Time Home Buyers

The first time you buy a home is a huge step in life. And because you have never done it before, it is wise not to go it alone. That's why it's important to assemble a team of experts to help. Your first stop, even before hiring a real estate … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

New Realities of Mortgage Refinancing (Part 1)

Mortgage Refinance: The New Reality

With mortgage rates at record lows, many homeowners are looking to refinance their mortgages to save money on their monthly payments and/or pay off their mortgages faster. But what do people need to expect if they want to refinance? Is it still … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Pros and Cons of Paying Cash for a Home

Should You Pay Cash for Your Next House?

By: Constance Gustke, HSH.com Considering paying cash for your dream home? So are more and more people. The number of all-cash deals has risen 25 percent from a year ago, making up 30 percent of May 2011 home sales, according to the National … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Sell Your Home Faster by Making It FHA-Friendly

FHA Loans: Appeal to More Buyers, Sell Your Home Fast

To qualify for a Federal Housing Administration (FHA) loan, the home you are buying has to meet certain standards. While the FHA does not fund the mortgage directly, the government agency does insure the lenders that offer FHA loans to homebuyers. In … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

5 Basics of Personal Finance in a Crazy Economy

How to Manage Your Finances in a Volatile Economy

A couple of days ago, I wrote an article on the S&P credit downgrade and its impacts on your personal finances. Literally hours later, the Federal Open Market Committee (FOMC), who sets the fed funds rate and is a major influencer on overall … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

US Credit Downgrade Could Mean an Upgrade for Your Mortgage

The US Credit Downgrade and Your Mortgage (Copyright Quizzle.com)

Have you ever looked at all three of your credit scores? Most likely all three are slightly different. That simply means that three different companies have come to slightly different conclusions, based on the data they have, as to how likely you … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

6 Steps to Prepare for Debt Ceiling Fallout

How to Survive Debt Ceiling Fallout

While politicians dance on the edge of the cliff, get your personal finances ready for anything. The economics and politics of the most recent financial crisis - hitting the financial debt ceiling - will make your head hurt. However, following a … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Should You Refinance Your Home?

Refinance Your Mortgage?

Every four years. That’s how often the average American homeowner refinances their home loan. Why so often? Sometimes it’s because interest rates go down and they want to take advantage of them. Or their income has increased and they want to … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Want to Save Money? Think Big! (Part 1 of 2)

How to Save BIG Money!

Advice on how to save money often focuses on the importance of "small things" - stop buying $4 lattes every morning, cancel your cable TV and magazine subscriptions, and so on. While these “small savings” can indeed add up to some significant … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!