Debt Levels Among Senior Citizens on the Rise

seniordebt

A worrying trend that was first observed during the recession seems to be on a continued upswing, despite an improving financial picture for the nation: rising debt levels among senior citizens. According to CNN Money, using data from the Federal … [Read more...]

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Should You Borrow from Your Retirement Account?

retirementfunds

In times of financial difficulty, it is tempting to turn to just any source of funds. According to Time, 25% of workers with a defined contribution plan have tapped their retirement accounts. The article also points out that the amount of money being … [Read more...]

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Estate Planning: Update Your Beneficiaries

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Life insurance is one of the most important ways you can provide for your family. However, it’s important to make sure you update beneficiary information. If you aren’t careful, someone that you’d rather not benefit from your policy -- like … [Read more...]

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Dr. GoodCents: When Less Really Is More – Maximizers and Satisficers

lessismore

A clinical psychologist with nearly 30 years of experience, Dr. Shapiro is ready to answer questions, offer advice and share strategies to help you alleviate the mental stresses of money management. Send your question to GoodCentsDr@gmail.com and it … [Read more...]

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Monday Motivation: 10 Credit Tips for College Graduates

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After college, many college graduates walk into one of three realities: A good job and few bills to pay (no kids or mortgage yet), which yields quite a bit of extra cash No job or an okay job and a pile of student loans and credit card debt, … [Read more...]

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3 Money Topics to Cover Before You Combine Finances

combiningfinances

Deciding to share your life with someone is a big step. However, it’s not just your life that you are combining. In many cases, couples decide to combine their finances as well. Money issues are the number one cause of divorce and arguments, so … [Read more...]

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Dr. GoodCents: Is It a Good Deal to Buy ‘The Best?’

buythebest

A clinical psychologist with nearly 30 years of experience, Dr. Shapiro is ready to answer questions, offer advice and share strategies to help you alleviate the mental stresses of money management. Send your question to GoodCentsDr@gmail.com and it … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

5 Reasons to Buy a Condo Instead of a House

condovshouse

When my husband and I were looking to buy a home, we discovered that there weren't any homes that we liked at our price point. Our real estate agent suggested we consider condos, and we ended up buying a townhouse (which is considered a condo as … [Read more...]

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Would You Wear a Sign with Your Credit Score on it?

creditscorecloud

The mere mention of the phrase ‘credit score’ can send chills down the backs of some people and I’d like to know why. Given the importance of a credit score (after all, it is one of the keys to your personal credit kingdom), I’m fascinated … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Monday Motivation: Yes, You Can Retire Confidently

mondaymotivation

In a recent CNN Money article, I read that upwards of 60% of workers have less than $25,000 saved for retirement. Furthermore, 23% of those interviewed by the Employee Benefit Research Institute reported feeling “not at all confident” about their … [Read more...]

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Dr. GoodCents: Financial Rationality and Irrationality

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A clinical psychologist with nearly 30 years of experience, Dr. Shapiro is ready to answer questions, offer advice and share strategies to help you alleviate the mental stresses of money management. Send your question to GoodCentsDr@gmail.com and it … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!