The economy is tough. If you’re like most Americans, you’re hustling to hang on to that American dream. The last thing you need is to start dating a credit dud.
Some of those little annoying dating behaviors might just be the fastest way to spot a credit problem too. Find out what they are so you can avoid them!
In many marriages, only one-half of the couple manages the finances. While delegation of duties may be a time management issue, it can be a problem when something happens to the marriage or the spouse who handles the money. Couples should be on an equal playing field when it comes to their finances.
Marriage often joins two very different people together: introverts and extroverts, frugal and spend-thrift, good credit and bad credit. Consequently, happy marriages are typically the result of blending the best of the two into a stronger one. Improving your combined personal finances is no exception.
Credit reports are a big piece of that new combined financial picture. They will impact major financial decisions all newlyweds have to make: renting or buying a home, purchasing a new car, maybe even getting a new job. Find out how to peacefully improve your spouse’s credit score for a better shot at marital bliss and the best deals on life’s largest purchases.
When you’re in a long-term, committed relationship, the topic of combining your money will eventually come up. And since financial problems are a leading cause of divorce – especially when partners hide money from each other – combining your finances is an incredibly important part of coming together as a couple. Yes, combining is scary, but keeping your finances separate can hurt your relationship long term. Because of that, here are some things you should think about and ways to ease the transition into combining accounts.
Disputes about money are cited as one of the leading causes of divorce, so if you’re in a committed relationship, learning to manage those disagreements is important. Deciding where to spend (or not to spend) your cash can be emotionally charged, so before you bring up the subject, make sure you’re in the right frame of mind. The goal is to compromise so that both of you walk away happy.
Money disagreements are a leading cause of divorce. When couples have different ideas about how to spend, save and prioritize their financial lives, or when they struggle to communicate about their stresses, hopes and fears about money, the relationship often suffers. How are you and your partner navigating your financial relationship, as well as your personal relationship? Here are a few ideas to consider as you work to create a happier home and a financially healthier life together.
Although we never like to think or talk about it, divorce is an all too common occurrence to which no marriage is immune. If you are considering a divorce or are currently going through with one, emotions are probably running high and out-of-control. Of course, divorce is a devastating experience, but approaching it as level-headedly as possible will ensure that you don’t make mistakes that could spell doom for your financial future. Here are a few tips.
Increasing numbers of adults are sharing their lives without being legally married. Certified Financial Planner, Rick Kahler, explains why many couples are choosing not to head down the aisle and what you can do to deal with money issues if you’re in a serious relationship.
Ah, spring! Love is in the air and wedding season is upon us. Whether you’re moving into a serious relationship, about to walk down the aisle or have been married for a long time, there’s no time like the present to make one important vow to your honey: I will not allow money to come between us.
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