Sure, you know when you own or buy a home that it is going to cost you money. You have the mortgage payment, insurance, utility bills and more. What about the unexpected costs of home ownership? Or the costs, although expected, that are higher than you thought they would be? Three primary areas that commonly empty homeowner’ wallets are heating and cooling, electricity and leaks. Find out what you can do to cut back on your spending in these areas, so your home does not cost you more than it should.