Car Repossessions And Late Payments Rise As Auto Lending Standards Relax

autoloans

According to Experian, car repossessions and late car payments both rose substantially in the first months of 2013. USA Today, using data provided by Experian Automotive, reports that there has been a significant up-tick in people falling behind … [Read more...]

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Heavy Student Loan Burden Delays Other Adult Milestones

studentloanarticle

New data provided by the American Institute of Certified Public Accountants (AICPA) supports a theory that financial experts and millenials have long suspected: the heavy student loan debt carried by young adults is causing them to delay milestones … [Read more...]

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5 Reasons to Buy a Condo Instead of a House

condovshouse

When my husband and I were looking to buy a home, we discovered that there weren't any homes that we liked at our price point. Our real estate agent suggested we consider condos, and we ended up buying a townhouse (which is considered a condo as … [Read more...]

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Freddie Mac Releases Housing Market Report

housing-market-2013-v2

With a little over two weeks left until we ring in the New Year, Freddie Mac is already bidding ‘Farewell to 2012, and saying Hello to 2013.’ Earlier this week, Freddie released its U.S. Economic and Housing Market Outlook for December (think … [Read more...]

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Credit Card Basics: What Are the Best Cards?

Use Your Spouse's Good Credit to Your Advantage

If your finances are in order, choosing a credit card is a little like being the Belle of the Ball--you won't find it hard to get noticed. But even if your money matters are more muddled, you'll still probably find companies looking to court your … [Read more...]

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Credit Card Basics: Cards, Interest Rates, and Debt

Why You Should Consider Shopping with Credit

Many folks struggle with credit card debt. It can be a common and vicious cycle: you charge something because you don't (and sometimes shouldn't) have the cash on hand to pay. But if you should happen to fall short on your monthly card payments, … [Read more...]

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Denied a Mortgage? Don’t Despair—Fix It!

mortgage-denial - Quizzle.com

You’ve been denied a home loan. It’s OK to feel frustrated, but don’t throw up your hands in surrender. Lots of creditworthy would-be borrowers get turned down—that doesn’t mean they can never get a loan. Almost half of all refinance … [Read more...]

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Is Today the Day to Invest in Real Estate?

homebuying

  Mortgage interest rates are low. Purchase prices are low. Add to this that there are numerous homes on the market ripe for the buying and it sounds like the ideal time to invest in some real estate; but is it? Before you put your money down … [Read more...]

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5 First Time Homebuyer Mistakes to Avoid

Help for First-Time Home Buyers

Before you purchase any big-ticket item, you should do your homework. Buying a home for the first time is no exception to this rule. Fortunately, many homebuyers that have come before you have paved the road of success. Learn from their mistakes so … [Read more...]

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How to Do the (Operation) Twist

Let's Do the (Operation) Twist!

In the early 1960s, a new dance craze gripped the nation: The Twist. Youngsters stopped slow dancing and started “twisting the night away.” At the same time, the American economy was slow dancing too and The Twist sounded like just the thing to … [Read more...]

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