Car Repossessions And Late Payments Rise As Auto Lending Standards Relax

autoloans

According to Experian, car repossessions and late car payments both rose substantially in the first months of 2013. USA Today, using data provided by Experian Automotive, reports that there has been a significant up-tick in people falling behind … [Read more...]

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Heavy Student Loan Burden Delays Other Adult Milestones

studentloanarticle

New data provided by the American Institute of Certified Public Accountants (AICPA) supports a theory that financial experts and millenials have long suspected: the heavy student loan debt carried by young adults is causing them to delay milestones … [Read more...]

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5 Reasons to Buy a Condo Instead of a House

condovshouse

When my husband and I were looking to buy a home, we discovered that there weren't any homes that we liked at our price point. Our real estate agent suggested we consider condos, and we ended up buying a townhouse (which is considered a condo as … [Read more...]

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Part 2: Reviewing Your Decision to File Bankruptcy

reviewing bankruptcy - Quizzle.com

Declaring bankruptcy is not an easy decision, but if you feel that you have no other financial options, and if you’re ready to discuss your situation with an attorney, filing for bankruptcy might be a viable method to discharge your debts and move … [Read more...]

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Foreclosure, Your Credit and Your Future

Buying a Foreclosed Home at Auction

A foreclosure can send a credit score from 720 down to 570. When you see this, it might cause a small pain in your chest or stomach because you know that a credit score in the high 500s can mean loan denial for future loans you apply to obtain. The … [Read more...]

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Is Today the Day to Invest in Real Estate?

homebuying

  Mortgage interest rates are low. Purchase prices are low. Add to this that there are numerous homes on the market ripe for the buying and it sounds like the ideal time to invest in some real estate; but is it? Before you put your money down … [Read more...]

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5 First Time Homebuyer Mistakes to Avoid

Help for First-Time Home Buyers

Before you purchase any big-ticket item, you should do your homework. Buying a home for the first time is no exception to this rule. Fortunately, many homebuyers that have come before you have paved the road of success. Learn from their mistakes so … [Read more...]

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How to Set Your Finances on Auto-Pilot

AutoPilot

If you feel overwhelmed by the idea of financial planning or have trouble following through when you set a budget for yourself, there’s good news. Technology has made it easier than ever to regulate your finances with minimal involvement after the … [Read more...]

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9 Bad Money Habits (and how to break them)

Personal finance gets a reputation for being complicated and numbers-driven, like you have to be an accountant, actuary or investment expert to understand it all. But the truth is, most of the everyday reality of personal finance comes down to the … [Read more...]

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10 Ways You Are Wasting Your Money

Wasting Money

Think you’re frugal, huh? No money wasted here? Well, guess again. Even the most ardent savers and tightwads amongst us have at least a vice or two when it comes to wasting money – many of which you probably haven’t even thought about. Getting … [Read more...]

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What Can Han Solo Teach Us About Personal Finance?

Han Solo

Han Solo is one of the most popular characters from the Star Wars movies. Harrison Ford’s swaggering charisma established Han Solo as an enduring icon of macho cool and roguish charm.But did you know that Han Solo, aside from being a good pilot, a … [Read more...]

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