If you have bad credit, facing it head on is essentially your only option. Unfortunately, there aren’t any quick fixes or shortcuts, even if you’d been a model consumer prior to an unforeseen event like the “Great Recession” or an illness, which wreaked havoc on your credit score. Credit building requires discipline and commitment, but it truly is worth it, given the inextricable link between your credit score and your loan profile, ability to buy or lease property, and chances of being hired for certain jobs. So how does one go about rebuilding credit?
When it comes to credit, I learned the hard way. And the very personal way. Many years back, I thought I’d take a shot at upping my credit score. I was fresh out of college, didn’t have much in way of established credit, but of course, thought I knew it all. The best way to [...]
Could your credit use a little tweaking? Maybe you’d like to buy a home or refinance your mortgage. Or maybe your beloved jalopy is on its way out and you need to purchase a new car. Or maybe you’ve simply grown sick and tired of paying so much interest on your credit cards. When your [...]
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