Use Your Spouse's Good Credit to Your Advantage

Can I Use My Spouse’s Good Credit?

As an old relationship adage goes, “Opposites attract,” so might your credit scores. Many marriages seem to unite polar opposite credit scores. If your credit score is poor, but your spouse’s is good, is there hope for qualifying for a better credit card, auto loan, or mortgage?

The short answer is, “Yes.” However, there are a few things to consider when you and your spouse are applying for new credit.

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5-things-to-do

5 Things to Do If Your Credit Score Improves

We spend a lot of time talking about how to improve your credit, but what do you do if your credit does improve? Well, after you’re finished doing a happy dance and bragging to all of your friends, I have a suggestion… Start taking back your cash!

That’s right! You could potentially add a lot more cash flow to your monthly budget by simply reclaiming all of the penalties your less-than-perfect credit forced you to pay. Here are five quick things you should do if your credit score goes up.

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Are You Afraid of Your Credit Report?

5 Reasons to Stop Fearing Your Credit Report

When asking friends or family if they’ve checked their credit report, it’s not uncommon to get a variety of responses. But one that’s more common than you might think is, “Nah, I messed up some things in the past. I don’t want to know.” In this case, ignorance is NOT bliss. Find out why it’s time to suppress the fear and check your credit.

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How to Improve Your Credit Score - the Good, the Bad, the Ugly

10 Ways to Improve Your Credit Score: The Good, the Bad and the Ugly

A credit score can be your worst enemy or your best protector in a tough economy, but regardless, it will always be by your side. Learning how to manage your credit behavior to get your highest possible credit score is your best protection in hard financial times.

Improve your credit by first getting a copy of your free credit report now. Then read up on how to map out your plan for improvement.

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Improve Your Spouse's Credit Score

How to (Peacefully) Improve Your Spouse’s Credit Score

Marriage often joins two very different people together: introverts and extroverts, frugal and spend-thrift, good credit and bad credit. Consequently, happy marriages are typically the result of blending the best of the two into a stronger one. Improving your combined personal finances is no exception.

Credit reports are a big piece of that new combined financial picture. They will impact major financial decisions all newlyweds have to make: renting or buying a home, purchasing a new car, maybe even getting a new job. Find out how to peacefully improve your spouse’s credit score for a better shot at marital bliss and the best deals on life’s largest purchases.

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