How to Pay off Student Loans Faster

What’s the Best Way to Pay off Student Loans?

Getting a standard four-year degree can cost upwards of $200,000, so it shouldn’t be a surprise that a majority of students who attend college – even those who attend less expensive community colleges – accrue some debt while studying. While scholarships exist for those who excel in the classroom (and for those who are willing to put in the time to search and apply for them), most people leave college with a hefty sum of money to pay back. This puts a lot of pressure on new graduates to find jobs immediately so that they can begin an often decade-long repayment process. However it is possible to streamline this repayment process. All you have to do is simply follow these tips.

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How to Pay off Holiday Debt Once and for All!

Do You Still Have Holiday Debt?

It’s six months after the holiday season and many people are still carrying credit card balances from holiday shopping sprees. Did you overspend buying Christmas gifts for friends and family? Have you been sending just the minimum payments to your credit cards since Christmas? It’s not unusual for holiday shoppers to spend a year or two after each holiday season trying to pay off their holiday debts, but the cost of financing your purchases on credit for this length of time is staggering.

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Debt Management Help for Couples

Money Lessons from “Til Debt Do Us Part”

Ninety percent of marriages that end in divorce fail, at least in part, because of money problems. Now, there is a TV show on CNBC called “Til Debt Do Us Part” that helps couples in financial crisis get their financial lives in order. Find out what kind of money troubles this show tackles and what lessons we can all learn from the experiences of couples highlighted there.

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Get out of Debt in 3 Years or Less

Get Out of Credit Card Debt in 3 Years or Less

New credit card rules went into effect in 2010, requiring that your monthly credit card statement include important information about how long it will take you to get out of debt if you only pay the minimum payment and what payment you need to make to become debt-free in three years. We show you how to use this information to your advantage to help you come up with an actionable “get out of debt plan” for the next three years.

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Top Money Tips Weekly Roundup - Thumbnail

Top Money Tips: How to Get out of Debt, Stay out of Debt and Avoid Debt Altogether

Welcome to Quizzle’s Top Money Tips Roundup, where you’ll find this week’s top five most interesting, helpful and unique personal finance articles from around the Web. This week’s edition covers debt – how to get out of debt, how to break the debt-cycle, how to avoid getting into debt in the first place and how to wrap up your year financially.

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Woman shopping

Post-Buyer’s Remorse: Proven Ways to Improve Your Credit Score

Let’s face it, we’ve all been there. You’ve enjoyed a fun and indulgent spending spree, and yes, you charged everything to your credit card. One month and many blissful purchases later, you find yourself facing a huge credit card bill. You don’t have the money to pay for it, so you pay the minimum balance due. This is dangerous, and in many cases, can cost you your credit score – and ultimately your financial future. Find out how to redeem yourself – and your credit score – after a spending spree.

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Wiping debts away.

6 Steps to Take Control of Your Debt

Most people have some debt: a car or student loan, a mortgage, a home equity line of credit. In-and-of itself, debt isn’t bad. Sometimes it’s necessary. Where you and I can get into trouble is when we let our debt get out of control. High credit card balances, late payments and calls from creditors can ensue if we’re not careful. Fortunately, there are steps we can take to get and keep our debt under control.

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man-drowning

Drowning in Debt: Is Debt Consolidation Right for You?

The economic and housing downturns have left many families without savings and home equity, and some even without jobs. If you’ve fallen behind on payments or simply want to get out of debt fast, you may be considering debt consolidation. It can be a good solution, but it isn’t for everyone. When researching the debt consolidation option, consider the following.

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