If you have bad credit, facing it head on is essentially your only option. Unfortunately, there aren’t any quick fixes or shortcuts, even if you’d been a model consumer prior to an unforeseen event like the “Great Recession” or an illness, which wreaked havoc on your credit score. Credit building requires discipline and commitment, but it truly is worth it, given the inextricable link between your credit score and your loan profile, ability to buy or lease property, and chances of being hired for certain jobs. So how does one go about rebuilding credit?
Posts Tagged ‘how to build credit’
How to Rebuild Credit with Credit Cards: A Road Map
August 9, 2011How to Build Credit from No Credit in 6 Easy Steps
April 5, 2010If you’ve never had a credit card or a loan, your credit history is a blank slate. Your credit history, as documented on your credit report, is a record of how responsibly you’ve repaid money you’ve borrowed. Creditors and lenders use your credit history to make decisions about whether to give you a credit card [...]
Best of Home, Money & Credit – Week of Aug. 23
August 28, 2009A roundup of the most interesting articles and blog posts about your home, money, credit and life from the Quizzle Twitter page: Credit Reports, Scores & Cards 5 Ways to Build Your Credit from Scratch (Quizzle Blog) New to the credit game? It’s time to start thinking about credit and your financial future. Find out [...]
5 Ways to Build Credit from Scratch
August 26, 2009If you just turned 18, it’s time to start thinking about credit and your financial future. Your credit report will affect almost every important financial move you’ll make, including buying a home or car. It may even affect your chances of getting a job, as employers can check your credit report during the hiring process. [...]
