How to Submit the Best Offer on Your Dream Home

dreamhome

Buying a home can be as exhilarating as it is exhausting. After months of searching for your first (or next) home, you might have stumbled upon your dream home. This is a very exciting time, but it’s also a time for careful consideration of how to … [Read more...]

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Can I Get a Loan if My Credit is REALLY Bad?

loanbadcredit

Oh, credit scores. For some they are a source of infinite possibilities, but for many others they serve as a major roadblock on the path to financial goals such as purchasing a car or a home. While it’s true that bad credit can make it difficult to … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

5 Reasons to Buy a Condo Instead of a House

condovshouse

When my husband and I were looking to buy a home, we discovered that there weren't any homes that we liked at our price point. Our real estate agent suggested we consider condos, and we ended up buying a townhouse (which is considered a condo as … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Motivation Monday: Saving For A Down Payment On Your First Home

mondaymotivation

As the housing market begins to heat up again in some parts of the United States, a lot of people are beginning to consider buying a home for the first time. If this sounds like you, then we have something in common. My number one financial goal in … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Are You Taking Advantage of HARP?

refinancinglg

Mortgage rates are at record lows right now. Not only is it a good time to buy a home, but it is also a good time to refinance your home. However, many homeowners aren’t aware that they can take advantage of low rates for a refinance. They think … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Mortgage Basics: 10 Common Questions on Mortgages

Help for First-Time Home Buyers

While it can appear overwhelming, at its core, the home mortgage process is actually pretty simple: you’re borrowing a large sum of money and your lender wants to make sure you’re good for it. Still, there’s a lot that goes on in the course … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Lowest Mortgage Rates Ever!

Giftwrapped House

All-Time Record Lows  No, your eyes do not deceive, mortgage rates are the lowest they have ever been since long-term mortgages began in the 1950's. [Mortgage Help: Get your free credit report and see if your credit score is mortgage … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Could HARP 2.0 Help Me?

HARP

What does HARP 2.0 mean for your mortgage? During the past few years of the housing market downturn and recession, many Americans found themselves “underwater” on their mortgages. They were living in homes that they could no longer afford due … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Foreclosure, Your Credit and Your Future

Buying a Foreclosed Home at Auction

A foreclosure can send a credit score from 720 down to 570. When you see this, it might cause a small pain in your chest or stomach because you know that a credit score in the high 500s can mean loan denial for future loans you apply to obtain. The … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Refinancing: Look Beyond the Lower Interest Rate

h

  Homeowners often think that if interest rates drop that they should run out and refinance their property. While a lower interest rate can save you money, it doesn’t mean that a refinance is the right move for you. It’s important to evaluate … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Is Today the Day to Invest in Real Estate?

homebuying

  Mortgage interest rates are low. Purchase prices are low. Add to this that there are numerous homes on the market ripe for the buying and it sounds like the ideal time to invest in some real estate; but is it? Before you put your money down … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!