Before you head blindly into that mall, overjoyed with the Christmas spirit only to wake up in January to a nasty credit card hangover, here are some tips to help you spread and keep the joy.
Tag: holiday shopping
Our natural inclination when this time of year rolls around is to spend now and worry about it later. After all, it’s the season of giving and who wants to stress about paying bills when you’re shopping for junior’s bike? Unfortunately, that kind of thinking is what led our country (and a lot of the world) into the current financial funk. And if you’re really honest with yourself, what causes more stress – setting a budget ahead of time for the holidays and sticking to it as much as possible, or spending freely and not really knowing how long it’s going to take you to pay it off?
I’ve never been much of a fan of Christmas shopping or all the hoopla of Black Friday, Cyber Monday and the holiday shopping season. But recently, at this time of economic struggle, I’ve been reconsidering my Grinch-like attitude toward Christmas shopping. Despite the excesses and crass commercialism of the holiday shopping season, maybe there’s something noble there as well.
As a Black Friday shopper, you’re someone who enjoys the act of saving – maybe even more than the act of shopping! You feel triumph at every product you buy below full price and you brag about how cheap that new pair of shoes you bought were. But you may be overlooking one other way to save some money this Black Friday: your credit card.
In part one of this article, we looked at some ways to cut back on your holiday spending. Many families find that holidays are more enjoyable without all the stress and shopping – have you considered some of these options to save money while having a more laid-back approach to the holidays?
The holiday season has become synonymous with shopping. “Black Friday” has become an unofficial national holiday to rival Thanksgiving, “Cyber Monday” is attracting more attention as people look for great deals online, and the month of December is full of holiday parties and all the gift-giving that goes with it. While it’s great to celebrate the holidays and share generosity with your loved ones, every year too many families get overextended financially due to too much shopping. What are some ways to keep this holiday season “merry” for your finances?
The holiday season has officially begun. It’s the time of year when many Americans whip out their credit cards to make gift purchases. And, some spend money they don’t have. Don’t let the holidays flip your good money management upside-down. Follow these few simple tips for smart holiday shopping and you’ll find you can save money without sacrificing the quality of your gifts.
The holidays bring many happy and joyous things. Even shopping for holiday gifts can be fun and exciting. It’s all in good fun until the credit card bills start rolling in. The credit card fog is one that can hang on for years to come unless you learn how to curb the holiday spending hangover before it occurs.
Yes, it’s that time of year again. The weather’s getting colder. The kids are back in school. Before we know it—our eyes will be turning toward the holidays. And now is the time to think about rescuing your wallet before it’s too late. Every year, people wait until the last minute to start their holiday shopping and wind up spending much more than they should have only to regret it later. You don’t have to be one of them.
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