get out of debt « Personal Finance Blog

Posts Tagged ‘get out of debt’

Struggling with Debt? Consider this Advice from Suze Orman

November 2, 2011

If you’re struggling with debt and you feel like your personal financial situation is hopeless, take a look at this great advice from Suze Orman.

How to Prioritize Your Financial Life

July 8, 2011

Everyone has different priorities in life, but your finances should take a front seat rather than a back seat in these priorities. Organizing your financial life and deciding what’s important doesn’t have to be a burden if you learn how to do it right the first time. We show you how.

The Truth about the “D” Word: DEBT

July 7, 2011

Certified Financial Planner John D. Buerger discusses the ugly four-letter word of personal finance: debt – how you got into debt, why it’s tough to get out of it and some real steps to finally rid yourself of the “D” word once and for all.

What’s the Best Way to Pay off Student Loans?

June 14, 2011

Getting a standard four-year degree can cost upwards of $200,000, so it shouldn’t be a surprise that a majority of students who attend college – even those who attend less expensive community colleges – accrue some debt while studying. While scholarships exist for those who excel in the classroom (and for those who are willing to put in the time to search and apply for them), most people leave college with a hefty sum of money to pay back. This puts a lot of pressure on new graduates to find jobs immediately so that they can begin an often decade-long repayment process. However it is possible to streamline this repayment process. All you have to do is simply follow these tips.

Do You Still Have Holiday Debt?

June 7, 2011

It’s six months after the holiday season and many people are still carrying credit card balances from holiday shopping sprees. Did you overspend buying Christmas gifts for friends and family? Have you been sending just the minimum payments to your credit cards since Christmas? It’s not unusual for holiday shoppers to spend a year or two after each holiday season trying to pay off their holiday debts, but the cost of financing your purchases on credit for this length of time is staggering.

3 Ways to Break Free from Debt

April 27, 2011

While it is typically not the American dream to get into debt, it can be a dream come true to finally dig yourself out of debt. Learn three ways that Americans may be able to beat the debt monster once and for all. The three areas include a mortgage refinance, credit card balance transfers and paying off federal student loans.

Personal Finance for Beginners

April 18, 2011

When you take that first leap toward financial independence, it can be rather overwhelming. People start throwing abbreviations at you like FICO and IRA, and you may often be left scratching your head. Don’t worry! With these five easy steps, you’ll be well on your way to financial success.

Snowball Strategy: How to Pay Your Credit Card Debt Fast!

April 5, 2011

The longer you stay in debt the harder it becomes to escape from. Everybody is looking for the best strategies for paying off debts as fast as possible, and there are a number of different theories on which method works the best.

Money Lessons from “Til Debt Do Us Part”

March 30, 2011

Ninety percent of marriages that end in divorce fail, at least in part, because of money problems. Now, there is a TV show on CNBC called “Til Debt Do Us Part” that helps couples in financial crisis get their financial lives in order. Find out what kind of money troubles this show tackles and what lessons we can all learn from the experiences of couples highlighted there.

Get Out of Credit Card Debt in 3 Years or Less

February 18, 2011

New credit card rules went into effect in 2010, requiring that your monthly credit card statement include important information about how long it will take you to get out of debt if you only pay the minimum payment and what payment you need to make to become debt-free in three years. We show you how to use this information to your advantage to help you come up with an actionable “get out of debt plan” for the next three years.

Getting Rid of Debt: Do It Yourself or Hire Help?

February 11, 2011

More Americans are swimming in debt than ever before because of the struggling economy and a high national unemployment rate. Because of the increase in financial problems, there is also an increase in the demand for debt consolidation loans and the services of debt consolidation companies. The question is: should you be turning to these companies for help or is debt consolidation something you can tackle on your own?