Monday Motivation: 10 Credit Tips for College Graduates

mondaymotivation

After college, many college graduates walk into one of three realities: A good job and few bills to pay (no kids or mortgage yet), which yields quite a bit of extra cash No job or an okay job and a pile of student loans and credit card debt, or … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Quizzle’s Credit Card Guidebook

Visa, MasterCard, American Express and Discover: What's the Difference?

Charge cards--they can be a helpful tool for your credit or a plastic nightmare for your personal finances, depending entirely on how you use them. Building credit requires demonstrating your reliability as a borrower, so when applied for with care … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Credit Card Basics: ‘Hard’ Credit Pulls & ‘Soft’ Credit Pulls

credit utilization tips

If you've been reading the Quizzle blog, you know that building your credit reports and scores relies on establishing good habits: steady bill-payment discipline, not overextending yourself in terms of credit utilization, etc. But building credit is … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Credit Card Basics: Cards, Interest Rates, and Debt

Why You Should Consider Shopping with Credit

Many folks struggle with credit card debt. It can be a common and vicious cycle: you charge something because you don't (and sometimes shouldn't) have the cash on hand to pay. But if you should happen to fall short on your monthly card payments, … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Credit Card Basics: Avoiding Common Credit Mistakes

business credit choice - hands

Most people know that carrying around a bunch of outstanding credit card debt can do real damage to their credit reports and scores. But say, for whatever reason, you've been doing just that, (don't be embarrassed, you certainly wouldn't be … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Credit Card Basics: How Cards Help (or Hurt) Your Credit

Make the Most of Your Credit Card Rewards

How you apply for, use, and manage your credit cards says a lot about your creditworthiness as a borrower. Your credit, when it comes down to it, is all about establishing a certain trust between parties who, otherwise, don't know much about the … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Identity Theft Basics: ID Theft and Your Credit

identity theft 2

Identity theft--it's an epidemic. Nothing threatens a person's credit reports and scores more than this modern-day form of robbery. In the old days, a thief might run off with your cash, but beyond the loss of a certain sense of security, there'd … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Is There Really Opportunity in Crisis?

Open Door Opportunity

The Federal Housing Finance Agency (FHFA) announced new guidelines yesterday, aimed at giving homeowners suffering from economic hardship the chance to short sell their homes before they fall into foreclosure. The new rules allow people coping … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Quizzle’s Credit Improvement Guidebook

Make the Most of Your Credit Card Rewards

Improving credit can be a question of proactively building up a new credit history or doing some repairs or modifications to a more established one. From college freshmen looking for a good head-start to a growing family looking for a larger home, no … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Credit Improvement Basics: Credit Improvement Tips

Use Your Spouse's Good Credit to Your Advantage

If you’ve ever read the Quizzle blog before, you’ve probably seen any number of articles reminding readers how important credit scores are to their personal finance picture. It’s not overstating things to suggest that building, maintaining, … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Quizzle’s Credit Reports & Scores Guidebook

How to Achieve Excellent Credit

Your credit reports and scores are among the most important pieces of personal financial information at your disposal. These reports and scores are the written record of your financial dealings—your history of paying bills, getting lines of … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!