Ed DeShields, the inventor of a consumer credit score called the CE Score, shares some secrets of credit scoring, why he created the CE credit score and what all consumers should know about credit scores and the credit industry.
Posts Tagged ‘free credit reports’
Confessions of a Credit Score Modeler
March 25, 2011How to Successfully Dispute Inaccuracies on Your Credit Report
March 25, 2011It happens more often than you think. You order a copy of your credit report from each of the three credit reporting agencies—Experian, Equifax and Transunion. As you go through the information, you come across some alarming or downright inaccurate information. What do you do? Dispute it, of course! Learn what you need to know about the credit report dispute process and the steps you have to take to make it as successful a journey as possible.
10 Credit Score Facts and Fictions
April 27, 2010If you’re a fan of TV’s “Mythbusters,” then you may already know the truth about many popular fictions – like how a heated Jawbreaker can explode when you bite into it or that your toilet seat is the cleanest surface in your house. While these are fun myths to debunk, knowing the facts of these fictional stories won’t affect your personal finances. What can impact your wallet is what you know and don’t know about your credit score. Here are the real facts behind 10 common credit score fictions.
3 Tips to Keep Money from Ruining Your Marriage
April 19, 2010Ah, spring! Love is in the air and wedding season is upon us. Whether you’re moving into a serious relationship, about to walk down the aisle or have been married for a long time, there’s no time like the present to make one important vow to your honey: I will not allow money to come between us.
FTC Cracks down on ‘Free’ Credit Report Web Sites
April 6, 2010As of April 1, 2010, any Web site offering a “free” credit report that isn’t really free must prominently disclose on its site that free credit reports are available under Federal law at AnnualCreditReport.com. The new FTC rules apply only to “free” credit reports that are tied to the purchase of a product or service, or [...]
Don’t You Wish Your Credit Was As Good As Your Game?
March 25, 2010If it isn’t, get in the know today at Quizzle.com, the ONLY site on the Web that gives you BOTH a totally free credit report and free credit score, no catches, no trial subscriptions, no credit card required.
How NOT to Improve Your Credit Score
March 19, 2010When it comes to credit, I learned the hard way. And the very personal way. Many years back, I thought I’d take a shot at upping my credit score. I was fresh out of college, didn’t have much in way of established credit, but of course, thought I knew it all. The best way to [...]
10 Common Credit Report & Credit Score Myths
October 26, 2009Credit has its fair share of myths, legends and misinformation. Pile on top the proprietary nature of credit scores, the formulas for which are closely guarded secrets, and navigating the credit waters becomes even more confusing. Time to dispel some common myths about credit reports, credit scores and credit cards: 1. Pulling your credit report [...]
A Free Credit Report and Free Credit Score, You Say? Okay, What’s the Catch?
July 31, 2009It’s always a shame when a few bad apples spoil the bunch. Unfortunately, that appears to be the case in the world of “free” credit reports and “free” credit scores. On Quizzle’s Yahoo! Answers Knowledge Partner profile, I answer questions about credit and personal finance, and I can’t tell you how many times I’ve come [...]
