You’ve heard it before: check your credit report. But when you get a copy of it, do you know what to look for? We give you four simple tips about what to look for and how to resolve any incorrect or problematic information.
Posts Tagged ‘free credit report’
4 Things to Look for in Your Credit Report
January 5, 20125 Reasons to Stop Fearing Your Credit Report
November 1, 2011When asking friends or family if they’ve checked their credit report, it’s not uncommon to get a variety of responses. But one that’s more common than you might think is, “Nah, I messed up some things in the past. I don’t want to know.” In this case, ignorance is NOT bliss. Find out why it’s time to suppress the fear and check your credit.
How to (Peacefully) Improve Your Spouse’s Credit Score
September 26, 2011Marriage often joins two very different people together: introverts and extroverts, frugal and spend-thrift, good credit and bad credit. Consequently, happy marriages are typically the result of blending the best of the two into a stronger one. Improving your combined personal finances is no exception.
Credit reports are a big piece of that new combined financial picture. They will impact major financial decisions all newlyweds have to make: renting or buying a home, purchasing a new car, maybe even getting a new job. Find out how to peacefully improve your spouse’s credit score for a better shot at marital bliss and the best deals on life’s largest purchases.
Secrets of the 800+ Credit Score Club
August 17, 2011As your average 30-something, I’ve been in debt, I’ve struggled to pay my bills and I’ve never had a substantial income to bail me out. But, the one thing I do have (now, anyway), is a credit score of 808. And I’m here to tell you my secrets.
Confessions of a Credit Score Modeler
March 25, 2011Ed DeShields, the inventor of a consumer credit score called the CE Score, shares some secrets of credit scoring, why he created the CE credit score and what all consumers should know about credit scores and the credit industry.
How to Successfully Dispute Inaccuracies on Your Credit Report
March 25, 2011It happens more often than you think. You order a copy of your credit report from each of the three credit reporting agencies—Experian, Equifax and Transunion. As you go through the information, you come across some alarming or downright inaccurate information. What do you do? Dispute it, of course! Learn what you need to know about the credit report dispute process and the steps you have to take to make it as successful a journey as possible.
Post-Buyer’s Remorse: Proven Ways to Improve Your Credit Score
October 30, 2010Let’s face it, we’ve all been there. You’ve enjoyed a fun and indulgent spending spree, and yes, you charged everything to your credit card. One month and many blissful purchases later, you find yourself facing a huge credit card bill. You don’t have the money to pay for it, so you pay the minimum balance due. This is dangerous, and in many cases, can cost you your credit score – and ultimately your financial future. Find out how to redeem yourself – and your credit score – after a spending spree.
