How do you budget? Many of us focus on the wrong things and set ourselves up for failure when it comes to budgeting. Let’s look at a new and improved budgeting system to simplify things and increase the odds that we bring in more than we spend.
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Have you ever looked at your bank account a few days after your paycheck was deposited and wondered, where the heck did all my money go? The key to finding out where your money is going is to track your spending. To get started, here are three top tips to keep track of your expenses, so you can evaluate ways to save money and keep your hard-earned cash in your bank account a little bit longer.
Whether you’re using cash or a credit card, it’s easy for spending to get a little out of control. Fortunately, there are steps you can take to get a handle on your spending and always know how much is in your wallet.
The creative use of ordinary items you already have in your home can save you money. Consider, for example, plain white toothpaste. It’s cheap, especially if purchased in a clearance bin or dollar store. In addition to keeping your pearly whites shining and healthy, the humble tube of toothpaste can do the following for you at a fraction of the cost of buying a cartload of specialized products.
As the school year approaches, kids and parents are starting to think about the same thing: clothes. Kids want the latest fashions. Parents don’t want to break the bank. Believe it or not, it is possible to accomplish both. It just takes some planning, discipline and a little compromise.
Building financial security means taking care of the big things. Fortunately, there are a lot of helpful personal finance sites available that dispense great advice on “big picture” elements of financial health. But what about that day-in, day-out food budget? It’s part of your financial health, too. Here are six tips for getting the most out of your food budget and enjoying the most nutritious, freshest food imaginable.
Whether you’re living paycheck to paycheck or you have a surplus of savings built up, learning to budget your money is vital to proper money management. To make sure your budget does what it’s supposed to, avoid these 11 budget planning blunders.