Should You Borrow from Your Retirement Account?

retirementfunds

In times of financial difficulty, it is tempting to turn to just any source of funds. According to Time, 25% of workers with a defined contribution plan have tapped their retirement accounts. The article also points out that the amount of money being … [Read more...]

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Estate Planning: Update Your Beneficiaries

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Life insurance is one of the most important ways you can provide for your family. However, it’s important to make sure you update beneficiary information. If you aren’t careful, someone that you’d rather not benefit from your policy -- like … [Read more...]

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An Improving Economy Leads To A Spike In Divorces

chart

While an improving economy is generally viewed in a positive light, recovery in the financial sector is having an unintended consequence: a spike in divorce rates nation-wide. According to CNBC, there has been a significant increase in divorce … [Read more...]

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3 Money Topics to Cover Before You Combine Finances

combiningfinances

Deciding to share your life with someone is a big step. However, it’s not just your life that you are combining. In many cases, couples decide to combine their finances as well. Money issues are the number one cause of divorce and arguments, so … [Read more...]

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Motivation Monday: Saving For A Down Payment On Your First Home

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As the housing market begins to heat up again in some parts of the United States, a lot of people are beginning to consider buying a home for the first time. If this sounds like you, then we have something in common. My number one financial goal in … [Read more...]

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Monday Motivation: Yes, You Can Retire Confidently

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In a recent CNN Money article, I read that upwards of 60% of workers have less than $25,000 saved for retirement. Furthermore, 23% of those interviewed by the Employee Benefit Research Institute reported feeling “not at all confident” about their … [Read more...]

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Monday Motivation: From Nearly Homeless to Harvard – How I Saved Myself from a Financial Abyss

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If you were to visit my blog recently, you’d see posts about how important it is to work hard to achieve financial independence, how I made over $10,000 last month in my new freelancing efforts and tips for recovering from a financial setback. All … [Read more...]

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Monday Motivation – 3 Secrets to Surviving on Minimum Wage

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When I graduated from college in 2009, I was eager to join the workforce. Diploma in hand and $30,000 in student debt, I was ready to abandon my academic career for one that paid a salary. I didn’t have unrealistic expectations; I simply wanted a … [Read more...]

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How Gaming is Changing the Face of Finance

rewards

Things that are fun: beating your friend at a round of Call of Duty, earning reward points for shopping at your favorite clothing boutique and cashing in frequent flyer miles for a trip to sunny California. Things that aren’t so fun: keeping a … [Read more...]

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Happy St. Patrick’s Day! Is Luck A Factor In Your Finances?

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“Everything in life is luck.” This quote comes from none other than the famous real estate investor Donald Trump – and it couldn’t have popped up in my inbox at a better time! With St. Patrick’s Day here, luck has been on my mind. And … [Read more...]

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Monday Motivation – 5-minute Fixes for a Richer 2013

mondaymotivation

It’s that time of year again: you’re about a month into the New Year, and your 2013 resolutions are already being put to the test. You’re already spending every ounce of your willpower to go to the gym three times a week, read more, take up a … [Read more...]

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