There are times when you need a little help with your finances. After all, it can be overwhelming at times…
Tag: financial advisor
Being invested in the market as of late is like being on a roller coaster ride, although for most investors, not quite as fun. Find out what to do with your investments – whether you have a 401(k), stocks, bonds or otherwise – in a volatile market. Certified Financial Planner, Gelasia Steed, offers some helpful guidance.
“Failure to plan is planning to fail,” but many middle-class families struggle to get solid financial planning advice. The reason is that the financial planning profession is not well-suited to the needs of most middle-class families. Find out why it’s hard for non-wealthy people to get good financial advice and how to find a financial adviser to help you.
With Father’s Day upon us, children are anticipating presenting that special gift to their dad and visualizing the great happiness it will bring. Of course, any present a child gives us brings great delight. But what about parents? Is there a special gift we can give our children that will make them truly happy – throughout their lives?
America loves sports and professional athletes are some of our biggest cultural heroes – earning millions of dollars and the adoration of millions of fans. However, despite their massive salaries, many pro athletes are vulnerable to going bankrupt. What are some of the lessons to be learned and mistakes to avoid?
Should you fund your retirement plan (401(k), IRA and Roth IRA), or not? Which plan? How much? As a Certified Financial Planner, these are the most common questions I am asked by clients, workshop and webinar attendees. Ask three people and you’ll probably get three different answers. Here’s my answer (and it is sure to be different as well).
Everything changes as you get older. And while few of us look forward to the downsides of aging – the joys of belly fat, wrinkles, thinning hair, and so on – one of the big upsides of getting older is gaining the wisdom and experience you just can’t acquire any other way. Your investment portfolio gets older, too. But unlike our waistlines, we actually want our portfolio to grow over time. And taking an age-based strategy with your portfolio is a simple approach to managing your investments effectively over the long-term.
Though we don’t hear about them much, 529 Plans have been around since 1996. They were created specifically to give tax breaks and other financial incentives to parents who were saving for their kids’ college education. 529 Plans come in lots of shapes and sizes, so choosing the right one can be tricky. To help you narrow down your options, here are some things to consider.
If you’ve ever considered seeking financial advice from a professional, make sure you know the score. Some financial advisors may claim to offer free or low-cost services, but someone is always footing the bill – and that someone may have motivations and conditions of his own. Here’s the real truth about financial advice.
Many people think wealth comes primarily from owning your own business, holding a high-paying job, investing in real estate or the stock market, or receiving an inheritance – not to mention winning the lottery! Yet these are not reliable wealth-builders. Certified Financial Planner™, Rick Kahler, covers the real secret of building wealth and how you can achieve financial success of your own.
When Jennifer and Rob came to my office, they were desperate and despondent. With three young children and a boatload of credit card debt, they felt they were helpless to improve their life. They had tried to change their free-spending ways, but felt like failures, adrift, fighting against the current of continual financial stress. If you’ve ever felt the weight of financial stress, try the GAT method before money ruins your life. Certified Financial Planner®, Tammy Kraig, explains how this works.