As an old relationship adage goes, “Opposites attract,” so might your credit scores. Many marriages seem to unite polar opposite credit scores. If your credit score is poor, but your spouse’s is good, is there hope for qualifying for a better credit card, auto loan, or mortgage?
The short answer is, “Yes.” However, there are a few things to consider when you and your spouse are applying for new credit.
The economy is tough. If you’re like most Americans, you’re hustling to hang on to that American dream. The last thing you need is to start dating a credit dud.
Some of those little annoying dating behaviors might just be the fastest way to spot a credit problem too. Find out what they are so you can avoid them!
When asking friends or family if they’ve checked their credit report, it’s not uncommon to get a variety of responses. But one that’s more common than you might think is, “Nah, I messed up some things in the past. I don’t want to know.” In this case, ignorance is NOT bliss. Find out why it’s time to suppress the fear and check your credit.
Personal vacations and business trips typically require you to have at least one credit card on hand. After all, traveling with too much cash can be dangerous if it is lost or stolen. Plus, hotels and rental car agencies require credit cards to make reservations. Learning how to travel wisely with your credit cards can save you time, money and financial frustrations.
When you pull up to the gas pump or stand in line at the grocery store, how do you choose to pay? Some consumers pay cash for everything they can, but according to recent surveys, more consumers are using their cash back credit cards to earn rewards on purchases that they have to make anyway. If you’re a frequent credit card user or thinking about making the switch, we have a few tips and tricks to help you make the most of your rewards credit cards.
The longer you stay in debt the harder it becomes to escape from. Everybody is looking for the best strategies for paying off debts as fast as possible, and there are a number of different theories on which method works the best.
Consuming spending is on the rise. Find out where we’re spending our money and what this means for our economic outlook.
Credit cards come in all shapes, sizes and flavors, but how do you find a credit card that fits the type of life you lead? Are you a jet-setter traveling to foreign lands? Are you trying to build your credit? Do you just charge purchases to rack up the reward points or cashback rewards? Whatever your goal, there is a credit card that works with you to meet your needs. Learn how to find it.
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