According to the FTC, The Number One Complaint Is Identity Theft.

identity theft 2

According to the Federal Trade Commission (FTC), for the 12th year in a row, the number one complaint they receive is about identity theft. Identity theft is a rampant problem that is sweeping the world. When your personal information gets into the … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Foreclosure, Your Credit and Your Future

Buying a Foreclosed Home at Auction

A foreclosure can send a credit score from 720 down to 570. When you see this, it might cause a small pain in your chest or stomach because you know that a credit score in the high 500s can mean loan denial for future loans you apply to obtain. The … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Closing Accounts without Scarring Your Credit

What Is Credit Utilization and Why Should I Care?

When you look at your credit report, or even your wallet, all you see is a bunch of credit card accounts. Even if you are one of the credit card holders that pay off their credit card balances each month or hardly ever use the credit cards, you are … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

9 Bad Money Habits (and how to break them)

  Personal finance gets a reputation for being complicated and numbers-driven, like you have to be an accountant, actuary or investment expert to understand it all. But the truth is, most of the everyday reality of personal finance comes down to … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

What Can Han Solo Teach Us About Personal Finance?

Han Solo

Han Solo is one of the most popular characters from the Star Wars movies. Harrison Ford’s swaggering charisma established Han Solo as an enduring icon of macho cool and roguish charm.But did you know that Han Solo, aside from being a good pilot, a … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

3 Reasons Why American Houses are Getting Smaller (and what it means for your money).

small house

  During the years of the housing bubble, Americans bought bigger and bigger houses: split foyer entryways, huge eat-in kitchens, guest bedrooms and bathrooms, 3-and-4-car garages, and all the furnishings, features and creature comforts that you … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

On Valentine’s Day, It’s The Thought That Counts.

Valentine's

On Valentine’s Day - more than any other day - it really is the thought that counts.   We turned to our favorite frugal, fabulous, and  - above all else -  financially savvy colleagues for Valentine’s Day gift ideas.  Here are our … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

What’s the Lowest Credit Score I Can Have and Still Get a Loan?

What Kind of Credit Score Do I Need to Qualify for a Loan?

One of the biggest hurdles in getting a loan approval is your credit score. Often the lender pulling (i.e. requesting and reviewing) your credit score from a major credit bureau is the first step in any lending process. Naturally, this leads to … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

What the Heck is Credit Utilization?

What Is Credit Utilization and Why Should I Care?

Everyone probably knows what a credit score is, but most have no idea why they have the score they do. It’s pretty intuitive that if you don’t pay your bills on time or find yourself in bankruptcy, foreclosure, or in other serious default with … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Can I Use My Spouse’s Good Credit?

Use Your Spouse's Good Credit to Your Advantage

As an old relationship adage goes, “Opposites attract,” so might your credit scores. Many marriages seem to unite polar opposite credit scores. If your credit score is poor, but your spouse’s is good, is there hope for qualifying for a … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

10 Steps to Stop ID Theft Dead in Its Tracks!

identity-protection

Identity theft happens all too frequently. A few careless mistakes with your personal information and you could be in the clutches of an ID thief. Within minutes, someone could have your social security number, date of birth and your mother's … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!