The New Grad’s Guide to Building a Credit History and Budgeting, Part 1

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This is the first in a two-post series that will offer new graduates some tips and tricks for how to go about building a credit history and manage budgets as they begin the next chapter of life beyond school. After spending years pinching pennies … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Ways To Work on Improving Your Credit Score After a Foreclosure

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While a foreclosure may seem like the end of all your hopes and dreams, it does not have to be the end of your financial future. Many Americans with sub-prime or adjustable rate mortgages lost their homes when payments suddenly spiked and they … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Monday Motivation: How Your Credit Report Impacts Your Credit Score

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Most of us know that a credit score is a very important part of your financial well-being. A good credit score can mean the savings of thousands of dollars over the course of a loan, due to a lower interest rate. But how is a credit score figured? … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

What Is ChexSystems And How Does It Impact My Credit?

chexsystems

There are very few of us out there who haven’t made a mistake or two with our checking accounts. Usually, these arithmetic errors result in getting hit with an overdraft fee, a few foul words, payment of the fee, then moving forward with the … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Monday Motivation: How to Build Credit When You’re Just Starting Out

mondaymotivation

My son and I have recently been talking about credit. He’s a year out of high school and has become interested in building a credit history. My discussions with him and others about credit revealed just how confusing the subject can be for those … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Nearly 25% of Americans Have Neglected to Check Their Credit Report

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New data shows that 22% of Americans - almost one quarter of the population – has never checked their credit report, even though they are entitled to an annual free copy of it. Yahoo! Finance, using data from a survey by FindLaw.com, reports … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Monday Motivation: 10 Credit Tips for College Graduates

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After college, many college graduates walk into one of three realities: A good job and few bills to pay (no kids or mortgage yet), which yields quite a bit of extra cash No job or an okay job and a pile of student loans and credit card debt, … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

VantageScore Drops Paid Collections

vantagescore

Recently, VantageScore announced that it is updating its scoring model. One of the changes coming is the decision to drop paid collections accounts from the credit scoring model. When an account goes to collections, it can create a negative mark … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Will Paying My Cell Phone Bill Affect My Credit?

cellphonebill

Next to paying for a roof over your head and keeping the lights on, a cell phone bill (and the cell phone that comes with it) is probably at the top of your list as a “necessary” monthly expense. Whether you just have a cell phone plan for … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Can I Get a Loan if My Credit is REALLY Bad?

loanbadcredit

Oh, credit scores. For some they are a source of infinite possibilities, but for many others they serve as a major roadblock on the path to financial goals such as purchasing a car or a home. While it’s true that bad credit can make it difficult to … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Monday Motivation: How Your Credit Score is Impacting Your Job Hunt (and How to Improve it)

mondaymotivation

Your credit score can determine whether or not you can secure a good rate on your mortgage, get approved for a car loan or open up a credit card. But did you know your credit score could be standing in the way between you and a job? Thanks to The … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!