Monday Motivation: How Your Credit Report Impacts Your Credit Score

mondaymotivation

Most of us know that a credit score is a very important part of your financial well-being. A good credit score can mean the savings of thousands of dollars over the course of a loan, due to a lower interest rate. But how is a credit score figured? … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

VantageScore Drops Paid Collections

vantagescore

Recently, VantageScore announced that it is updating its scoring model. One of the changes coming is the decision to drop paid collections accounts from the credit scoring model. When an account goes to collections, it can create a negative mark … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Will Paying My Cell Phone Bill Affect My Credit?

cellphonebill

Next to paying for a roof over your head and keeping the lights on, a cell phone bill (and the cell phone that comes with it) is probably at the top of your list as a “necessary” monthly expense. Whether you just have a cell phone plan for … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

The ‘Boomerang’ Kids: Ready to Re-launch?

BoomerangKids

One of the most profound aspects of the struggling U.S. economy over the last four years has been the mass migration of younger members of the workforce back into their parents’ homes and basements. They’re called “boomerang kids”—having … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Consumer Credit Counseling – Right for Me?

Debt Consolidation vs. Credit Counseling

Lots of people are struggling to get their debt under control, to create a budget, to save more money and live more comfortably within their means. If you have been struggling to make your monthly payments, you might consider Consumer Credit … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

On Valentine’s Day, It’s The Thought That Counts.

Valentine's

On Valentine’s Day - more than any other day - it really is the thought that counts. We turned to our favorite frugal, fabulous, and  - above all else -  financially savvy colleagues for Valentine’s Day gift ideas.  Here are our … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

What’s the Lowest Credit Score I Can Have and Still Get a Loan?

What Kind of Credit Score Do I Need to Qualify for a Loan?

One of the biggest hurdles in getting a loan approval is your credit score. Often the lender pulling (i.e. requesting and reviewing) your credit score from a major credit bureau is the first step in any lending process. Naturally, this leads to … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

What the Heck is Credit Utilization?

What Is Credit Utilization and Why Should I Care?

Everyone probably knows what a credit score is, but most have no idea why they have the score they do. It’s pretty intuitive that if you don’t pay your bills on time or find yourself in bankruptcy, foreclosure, or in other serious default with … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Can I Use My Spouse’s Good Credit?

Use Your Spouse's Good Credit to Your Advantage

As an old relationship adage goes, “Opposites attract,” so might your credit scores. Many marriages seem to unite polar opposite credit scores. If your credit score is poor, but your spouse’s is good, is there hope for qualifying for a … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

4 Things to Look for in Your Credit Report

Free Credit Report and Disputes at Quizzle.com

Look at any personal finance blog and chances are you’ll read the same advice at some point: check your credit report! It’s important to read your credit report! Make sure you look at your credit report at least once a year! Okay, the advice … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Join Quizzle as a Guest on WiseBread.com’s Weekly TweetChat

tweetchat-wbchat-1

Quizzle is making a guest appearance on Wise Bread’s weekly TweetChat. Please join us Thursday at 12:00 pm Pacific/3:00 pm Eastern for lively conversation and a chance to win prizes! Use the hashtag #WBChat to participate. For an easy way to … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!