Do you know what credit utilization is or how it may be negatively impacting your credit score? We give you the scoop.
Posts Tagged ‘credit report’
What the Heck is Credit Utilization?
February 6, 2012Can I Use My Spouse’s Good Credit?
January 30, 2012As an old relationship adage goes, “Opposites attract,” so might your credit scores. Many marriages seem to unite polar opposite credit scores. If your credit score is poor, but your spouse’s is good, is there hope for qualifying for a better credit card, auto loan, or mortgage?
The short answer is, “Yes.” However, there are a few things to consider when you and your spouse are applying for new credit.
10 Steps to Stop ID Theft Dead in Its Tracks!
January 9, 2012Identity theft happens all too frequently. A few careless mistakes with your personal information and you could be in the clutches of an ID thief. How do you prevent identity theft and fraud from happening to you? Here are 10 steps to safeguard your personal information and make sure ne’er do wells don’t snatch your credit identity.
4 Things to Look for in Your Credit Report
January 5, 2012You’ve heard it before: check your credit report. But when you get a copy of it, do you know what to look for? We give you four simple tips about what to look for and how to resolve any incorrect or problematic information.
5 Things to Do If Your Credit Score Improves
December 12, 2011We spend a lot of time talking about how to improve your credit, but what do you do if your credit does improve? Well, after you’re finished doing a happy dance and bragging to all of your friends, I have a suggestion… Start taking back your cash!
That’s right! You could potentially add a lot more cash flow to your monthly budget by simply reclaiming all of the penalties your less-than-perfect credit forced you to pay. Here are five quick things you should do if your credit score goes up.
5 Secrets to Beat the Credit Industry
December 5, 2011Learn five “insider” secrets from the credit industry that will help you keep your credit report and score healthy and intact, so you can qualify for the best deals on life’s largest purchases (and some smaller ones, too!).
6 Common Credit Mistakes to Avoid
November 28, 2011Lenders, utility companies and even employers are considering consumer credit reports and data provided by credit bureaus more than ever before. Even world governments are having their credit ratings scrutinized.
Keeping your credit in tip-top shape is very important. Let’s take a look at a few common credit mistakes I hear people making over-and-over.
6 Tips to Dating a Better Credit Score
November 21, 2011The economy is tough. If you’re like most Americans, you’re hustling to hang on to that American dream. The last thing you need is to start dating a credit dud.
Some of those little annoying dating behaviors might just be the fastest way to spot a credit problem too. Find out what they are so you can avoid them!
5 Reasons to Stop Fearing Your Credit Report
November 1, 2011When asking friends or family if they’ve checked their credit report, it’s not uncommon to get a variety of responses. But one that’s more common than you might think is, “Nah, I messed up some things in the past. I don’t want to know.” In this case, ignorance is NOT bliss. Find out why it’s time to suppress the fear and check your credit.
