Monday Motivation: 10 Credit Tips for College Graduates

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After college, many college graduates walk into one of three realities: A good job and few bills to pay (no kids or mortgage yet), which yields quite a bit of extra cash No job or an okay job and a pile of student loans and credit card debt, or … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

VantageScore Drops Paid Collections

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Recently, VantageScore announced that it is updating its scoring model. One of the changes coming is the decision to drop paid collections accounts from the credit scoring model. When an account goes to collections, it can create a negative mark … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Will Paying My Cell Phone Bill Affect My Credit?

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Next to paying for a roof over your head and keeping the lights on, a cell phone bill (and the cell phone that comes with it) is probably at the top of your list as a “necessary” monthly expense. Whether you just have a cell phone plan for … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Can I Get a Loan if My Credit is REALLY Bad?

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Oh, credit scores. For some they are a source of infinite possibilities, but for many others they serve as a major roadblock on the path to financial goals such as purchasing a car or a home. While it’s true that bad credit can make it difficult to … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Monday Motivation: How Your Credit Score is Impacting Your Job Hunt (and How to Improve it)

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Your credit score can determine whether or not you can secure a good rate on your mortgage, get approved for a car loan or open up a credit card. But did you know your credit score could be standing in the way between you and a job? Thanks to The … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Would You Wear a Sign with Your Credit Score on it?

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The mere mention of the phrase ‘credit score’ can send chills down the backs of some people and I’d like to know why. Given the importance of a credit score (after all, it is one of the keys to your personal credit kingdom), I’m fascinated … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

How to Make Sure Your Credit Report Doesn’t Destroy Your Job Prospects

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You already know that credit affects your ability to buy a home or a car, but did you know it could prevent you from getting a job as well? Even worse, the people who are most vulnerable to "credit discrimination" are unemployed and often have bad … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Negative accounts on your credit report?

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Quizzle.com recently sent out its “Spring Credit Report Clean up” email to remind consumers that spring cleaning shouldn't be limited to household chores and yard work – take some time to target your finances as well. The good news is a lot … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Celebrity credit reports hacked

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It’s being referred to as "one of the biggest high-profile security breaches" in recent history, and right now it’s making news everywhere – from the web, to television, to the papers. Equifax has confirmed that hackers gained unauthorized … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

VantageScore Updates Its Credit Scoring Model

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VantageScore, the credit scoring model created by the three major credit bureaus, is rolling out a new version. The new version, dubbed VantageScore 3.0, is expected to boost the credit scores of many applicants, according to CNN Money. What’s … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

4 Ways to Ruin Your Credit

ruincredit

You applied for a new credit card, and you were approved! Whether you are a business or an individual, you may have the same impulse as others – go buy something! After all, there is must be something you need or want. However, if you are not … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!