How to Improve Your Credit Score - the Good, the Bad, the Ugly

10 Ways to Improve Your Credit Score: The Good, the Bad and the Ugly

A credit score can be your worst enemy or your best protector in a tough economy, but regardless, it will always be by your side. Learning how to manage your credit behavior to get your highest possible credit score is your best protection in hard financial times.

Improve your credit by first getting a copy of your free credit report now. Then read up on how to map out your plan for improvement.

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Is a Personal Loan Right for You?

How to Know When a Personal Loan Is a Good Fit

Personal loans are unsecured forms of credit available to consumers for use in various circumstances. You can use them to pay bills, medical expenses, to make an investment, for leisure activities such as a vacation or honeymoon, for education, debt consolidation, home or car repairs; and the list goes on and on. While things are said to be getting better economically, there are still consumers who will need to take out a personal loan to secure their financial well-being. Here are some tips to better understanding how to know when your personal loan is a good fit.

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Identity Theft: What to Do If Your Identity Is Stolen

7 Ways to Respond to Identity Theft

Millions of Americans fall prey to identity theft each year, according to the Federal Trade Commission (FTC). When you get the frightening call or become aware that you are one of these victims, it’s important to spring into action quickly to correct the damage that’s been done and prevent further damage.

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credit-repair

6 Effective Ways to Improve Your Credit Score

Your credit score has never been so important. Lenders will check your credit score to determine whether or not you qualify for a new line of credit. Before lending you money, creditors want to know how risky you are as a borrower and how likely you are to pay back a loan on time. A tarnished credit score can be both stressful and costly. If you have already hurt your credit score with some wrong financial moves, then read on to learn about credit repair.

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zen-garden

4 Tips for an Easier Life after Bankruptcy

The phrase “easier life after bankruptcy” is not an oxymoron. Following a few tips can make your life much easier whether you filed Chapter 7 to eliminate your obligations to repay debts such as credit card bills, or elected a Chapter 13 repayment plan.

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