In Tough Lending Times, Private Mortgages are on the Rise

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  Banks, mortgages lenders and other traditional lenders may have stricter lending criteria, but private mortgage lenders may be reaping the benefits. Private mortgage lending has become a more popular option for various types of borrowers and … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

What the Heck is Credit Utilization?

What Is Credit Utilization and Why Should I Care?

Everyone probably knows what a credit score is, but most have no idea why they have the score they do. It’s pretty intuitive that if you don’t pay your bills on time or find yourself in bankruptcy, foreclosure, or in other serious default with … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Can I Use My Spouse’s Good Credit?

Use Your Spouse's Good Credit to Your Advantage

As an old relationship adage goes, “Opposites attract,” so might your credit scores. Many marriages seem to unite polar opposite credit scores. If your credit score is poor, but your spouse’s is good, is there hope for qualifying for a … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

5 Things to Do If Your Credit Score Improves

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We spend a lot of time talking about how to improve your credit, but what do you do if your credit does improve? Well, after you’re finished doing a happy dance and bragging to all of your friends, I have a suggestion... Start taking back … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

5 Secrets to Beat the Credit Industry

Credit Secrets to Help You Boost Your Score

Everyone wants a good credit score. Sadly, many of us feel we’re fighting an uphill battle. The good news is that it’s not impossible. You just need a few credit insider secrets to improve your credit potential. Here are five secrets about the … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

7 Habits of Highly Excellent Credit Scores

How to Achieve Excellent Credit

There’s a big difference between knowing and achieving. Stephen R. Covey understood this significant gap when he penned his timeless guide to becoming more effective in attaining your life goals. In his classic, The 7 Habits of Highly Effective … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

5 Reasons to Stop Fearing Your Credit Report

Are You Afraid of Your Credit Report?

It’s pretty cool that Quizzle gives away a truly free credit report. Naturally, all of us here at Quizzle love to tell friends and family about that awesomeness. The ironic thing is most still don’t get their credit report. This has always … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

10 Ways to Improve Your Credit Score: The Good, the Bad and the Ugly

How to Improve Your Credit Score - the Good, the Bad, the Ugly

The way I see it, credit scores are a lot like the classic Clint Eastwood (Blondie) line from the Spaghetti Western, The Good, the Bad and the Ugly: “I’ll sleep better knowing my worst enemy is by my side to protect me.” A credit score … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

How to (Peacefully) Improve Your Spouse’s Credit Score

Improve Your Spouse's Credit Score

Marriage often joins two very different people together: introverts and extroverts, frugal and spend-thrift, good credit and bad credit. Consequently, happy marriages are typically the result of blending the best of the two into a stronger one. … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!