Do you know what credit utilization is or how it may be negatively impacting your credit score? We give you the scoop.
Posts Tagged ‘Credit Improvement’
What the Heck is Credit Utilization?
February 6, 2012Can I Use My Spouse’s Good Credit?
January 30, 2012As an old relationship adage goes, “Opposites attract,” so might your credit scores. Many marriages seem to unite polar opposite credit scores. If your credit score is poor, but your spouse’s is good, is there hope for qualifying for a better credit card, auto loan, or mortgage?
The short answer is, “Yes.” However, there are a few things to consider when you and your spouse are applying for new credit.
5 Things to Do If Your Credit Score Improves
December 12, 2011We spend a lot of time talking about how to improve your credit, but what do you do if your credit does improve? Well, after you’re finished doing a happy dance and bragging to all of your friends, I have a suggestion… Start taking back your cash!
That’s right! You could potentially add a lot more cash flow to your monthly budget by simply reclaiming all of the penalties your less-than-perfect credit forced you to pay. Here are five quick things you should do if your credit score goes up.
5 Secrets to Beat the Credit Industry
December 5, 2011Learn five “insider” secrets from the credit industry that will help you keep your credit report and score healthy and intact, so you can qualify for the best deals on life’s largest purchases (and some smaller ones, too!).
5 Reasons to Stop Fearing Your Credit Report
November 1, 2011When asking friends or family if they’ve checked their credit report, it’s not uncommon to get a variety of responses. But one that’s more common than you might think is, “Nah, I messed up some things in the past. I don’t want to know.” In this case, ignorance is NOT bliss. Find out why it’s time to suppress the fear and check your credit.
Warning! Close Your Credit Card Accounts with Care
October 10, 2011Discussions about credit improvement often focus on the dos. However, in many cases, the don’ts are just as important. Find out what don’ts you may be doing and how these actions may be negatively impacting your credit score.
How to (Peacefully) Improve Your Spouse’s Credit Score
September 26, 2011Marriage often joins two very different people together: introverts and extroverts, frugal and spend-thrift, good credit and bad credit. Consequently, happy marriages are typically the result of blending the best of the two into a stronger one. Improving your combined personal finances is no exception.
Credit reports are a big piece of that new combined financial picture. They will impact major financial decisions all newlyweds have to make: renting or buying a home, purchasing a new car, maybe even getting a new job. Find out how to peacefully improve your spouse’s credit score for a better shot at marital bliss and the best deals on life’s largest purchases.
