A new study indicates that some Americans find it difficult to get jobs due to the information contained in their…
Tag: credit history
Building credit, as the phrase suggests, is a process, not a single event. By steadily building and maintaining credit over…
According to a survey by the Society for Human Resource Management (SHRM), almost 50 percent of employers in the U.S….
As an old relationship adage goes, “Opposites attract,” so might your credit scores. Many marriages seem to unite polar opposite credit scores. If your credit score is poor, but your spouse’s is good, is there hope for qualifying for a better credit card, auto loan, or mortgage?
The short answer is, “Yes.” However, there are a few things to consider when you and your spouse are applying for new credit.
Identity theft happens all too frequently. A few careless mistakes with your personal information and you could be in the clutches of an ID thief. How do you prevent identity theft and fraud from happening to you? Here are 10 steps to safeguard your personal information and make sure ne’er do wells don’t snatch your credit identity.
You’ve heard it before: check your credit report. But when you get a copy of it, do you know what to look for? We give you four simple tips about what to look for and how to resolve any incorrect or problematic information.
We spend a lot of time talking about how to improve your credit, but what do you do if your credit does improve? Well, after you’re finished doing a happy dance and bragging to all of your friends, I have a suggestion… Start taking back your cash!
That’s right! You could potentially add a lot more cash flow to your monthly budget by simply reclaiming all of the penalties your less-than-perfect credit forced you to pay. Here are five quick things you should do if your credit score goes up.
Learn five “insider” secrets from the credit industry that will help you keep your credit report and score healthy and intact, so you can qualify for the best deals on life’s largest purchases (and some smaller ones, too!).
When asking friends or family if they’ve checked their credit report, it’s not uncommon to get a variety of responses. But one that’s more common than you might think is, “Nah, I messed up some things in the past. I don’t want to know.” In this case, ignorance is NOT bliss. Find out why it’s time to suppress the fear and check your credit.
A credit score can be your worst enemy or your best protector in a tough economy, but regardless, it will always be by your side. Learning how to manage your credit behavior to get your highest possible credit score is your best protection in hard financial times.
Improve your credit by first getting a copy of your free credit report now. Then read up on how to map out your plan for improvement.
As your average 30-something, I’ve been in debt, I’ve struggled to pay my bills and I’ve never had a substantial income to bail me out. But, the one thing I do have (now, anyway), is a credit score of 808. And I’m here to tell you my secrets.