Posts Tagged ‘credit check’

10 Steps to Stop ID Theft Dead in Its Tracks!

January 9, 2012

Identity theft happens all too frequently. A few careless mistakes with your personal information and you could be in the clutches of an ID thief. How do you prevent identity theft and fraud from happening to you? Here are 10 steps to safeguard your personal information and make sure ne’er do wells don’t snatch your credit identity.

4 Things to Look for in Your Credit Report

January 5, 2012

You’ve heard it before: check your credit report. But when you get a copy of it, do you know what to look for? We give you four simple tips about what to look for and how to resolve any incorrect or problematic information.

7 Habits of Highly Excellent Credit Scores

November 7, 2011

Find out what habits those with excellent credit scores have and what you need to do to achieve your own true credit score potential.

5 Reasons to Stop Fearing Your Credit Report

November 1, 2011

When asking friends or family if they’ve checked their credit report, it’s not uncommon to get a variety of responses. But one that’s more common than you might think is, “Nah, I messed up some things in the past. I don’t want to know.” In this case, ignorance is NOT bliss. Find out why it’s time to suppress the fear and check your credit.

5 Home Finance Tips to Improve Your Credit Score

June 3, 2011

Whether you are looking to refinance your home loan or simply clean up your credit, costs and payments associated with your home carry greater weight when it comes to your credit score than other types of financing. Discover at least ways five ways you can improve your credit or keep your score soaring high – and how they relate to your home.

5 Tips to Get Your Financial Life Ready for the New Year (Part 1)

December 13, 2010

The end of each year brings a time for reflection and renewal, and this is especially valuable when it comes to personal finance. As the year 2010 comes to a close, are you better off financially than you were on January 1 of this year? What would you like to do differently so that your finances are in better shape at the end of 2011? Here are a few things you can do by the end of the year to improve your financial position for 2011.

Tis the Season: How to Protect Yourself from Identity Theft during the Holidays

December 3, 2010

he holiday spirit seems to conjure up the criminal spirit too, as the holidays often see a spike in the amount of identity theft, according to the Identity Theft Resource Center. With more people shopping online, the increased pool of victims seems to lure out identity thieves right along with those out for a shopping spree. Since you are at more risk during the holiday season than you are at other times of the year, take some necessary precautions to further protect your identity, your credit and your money.

6 Effective Ways to Improve Your Credit Score

November 10, 2010

Your credit score has never been so important. Lenders will check your credit score to determine whether or not you qualify for a new line of credit. Before lending you money, creditors want to know how risky you are as a borrower and how likely you are to pay back a loan on time. A tarnished credit score can be both stressful and costly. If you have already hurt your credit score with some wrong financial moves, then read on to learn about credit repair.

4 Tips for an Easier Life after Bankruptcy

October 19, 2010

The phrase “easier life after bankruptcy” is not an oxymoron. Following a few tips can make your life much easier whether you filed Chapter 7 to eliminate your obligations to repay debts such as credit card bills, or elected a Chapter 13 repayment plan.

3 Important Rules to Consider When Choosing a Credit Counseling Company

October 11, 2010

How often do you find yourself having to provide your Social Security Number to qualify for a new home loan, purchase a vehicle, rent an apartment or acquire basic utility services? We live in an era where your credit score defines who you are. Unfortunately, there is no tip-toeing around the subject or trying to negotiate a better rate on the existing credit score you have. This is the reality of credit, but it doesn’t mean you’re doomed to never secure financing. Find out how credit counseling can help and how to choose the right credit counseling company for you.

3 Ways to Rebuild Your Credit after Chapter 7 Bankruptcy

October 4, 2010

Chapter 7 bankruptcy can help end your financial nightmare, but also can bring new problems of its own once a judge finalizes your request. Learn how to start rebuilding your credit score right away so you don’t have to spend the next 10 years simply waiting for that dreaded bankruptcy notation to fall off of your credit reports.

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