New Credit Card Swipe Fees Went Into Effect Yesterday

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As of Sunday January 27th, it could cost you more to pay retailers with a credit card as a new credit card swipe fee went into effect. Merchants who accept Visa and MasterCard payments will now be able to tack a service charge on to your purchases … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Charge It: The True Cost of this Shopping Mantra

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For women, it may be the latest pair of beautiful shoes. For guys, it may be a box of favorite cigars. Either way, the "buy now pay later mentality” that most Americans have means pulling out the plastic and worrying about how they are going to pay … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

How Financial Reform Will Affect You

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Yesterday, the Quizzle Wire reported that credit card companies are finding ways to get around some new laws passed to protect consumers from unfair credit card practices. These alternative routes were put in place to counteract congressional moves … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Credit Card Companies Find New Ways to Charge Consumers

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Credit card companies are finding new ways to get their cut, despite the best efforts of Congress to protect consumers from unfair credit card practices. The CARD Act, the bulk of which went into effect in February, gave consumers increased … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Fed Caps Credit Card Late Fees, Bans Inactivity Fees

Hard Credit Inquiries vs. Soft Credit Inquiries

The Federal Reserve Board announced Tuesday a new rule to protect credit card users from unfair fees. The rule caps credit card late fees at $25. Many credit card companies have been charging upwards of $39. The new rule, which goes into effect on … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!