Monday Motivation – How I Paid Off $14,000 in Credit Card Debt in One Year

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Digging yourself out of credit card debt is never easy, but it absolutely can be done. Take it from me, someone who once had over $14,000 in credit card debt; someone who also paid off the entire balance in less than a year. How did I do … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Monday Motivation – Seven Great Uses for a Raise or a Bonus

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2013 is officially in full swing! While most of us are busy trying to lose the few extra pounds we packed on over the holidays – as well as figure out a way to pay off all those gifts our loved ones have likely already forgotten about (sorry, … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

New Year, New Budget?

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With the first few weeks of 2013 coming to a close, you may feel more inspired than ever to tackle your list of resolutions. If you’re like many of us, you likely have made a resolution that’s somehow tied to finances. Perhaps you want to pay … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Credit Card Basics: Cards, Interest Rates, and Debt

Why You Should Consider Shopping with Credit

Many folks struggle with credit card debt. It can be a common and vicious cycle: you charge something because you don't (and sometimes shouldn't) have the cash on hand to pay. But if you should happen to fall short on your monthly card payments, … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Credit Improvement Basics: Debt Management

Debt Management Tactics: How to Get out of Debt Faster

‘Debt’: a small word with big implications for your personal finances. For those dealing with large amounts of it, debt can bring to mind other four-letter words—none of them printable here. However, there’s no reason your debt should … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Bracing for the Next Big Thingamajig Bubble

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When I think of the daunting economic problems the country faces, excessive saving by consumers, our stubborn national unwillingness to buy things, doesn’t exactly leap to mind. That’s why President Obama’s recent suggestion to homeowners—in … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Quizzle Weekly Money Tips: Credit Cards

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Alarming headlines about our soaring national indebtedness frequently splash across the front pages of newspapers, our TV’s and computer screens, but members of congress aren’t the only ones who’ve racked up a hefty balance. Mr. and Mrs. … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Five Things to Know If You Miss a Credit Card Payment

How to Improve Your Credit Score - the Good, the Bad, the Ugly

Building credit has a few similarities to sports (after all, it’s called your credit ‘score’ for a reason). Like all sports, when checking your score, you’ll notice it deals in points. Also as in sports, sometimes you’re up and sometimes … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Are You Getting Caught by these Balance Transfer Traps?

Credit Cards

It’s exciting to get the credit card offer in the mail. It says you’re preapproved and can transfer your high interest rate balances to a low or zero interest rate. All you have to do is complete the preapproved application and send it … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Credit Score: Is it the Number or the Direction?

The Truth about Credit Scores, from a Credit Score Creator

Your credit score should be “X.” If you don’t have a credit score of at least “X,” then you won’t get approved for a loan. If these statements sound familiar, it’s not a surprise. Most consumers understand that their credit score and … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!

Closing Accounts without Scarring Your Credit

What Is Credit Utilization and Why Should I Care?

When you look at your credit report, or even your wallet, all you see is a bunch of credit card accounts. Even if you are one of the credit card holders that pay off their credit card balances each month or hardly ever use the credit cards, you are … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No purchase or credit card required!