Credit cards are at the root of most national discussions about debt and financial security. Whether you carry a balance from month to month or always pay your credit card in full, using it as a cash management tool, most Americans would like to reduce their reliance on credit cards. Find out why we keep buying on credit and what lessons we can learn to lead more productive financial lives.
Posts Tagged ‘credit card debt’
Is Debt the Secret to Better Self-Esteem?
August 3, 20113 Ways to Break Free from Debt
April 27, 2011While it is typically not the American dream to get into debt, it can be a dream come true to finally dig yourself out of debt. Learn three ways that Americans may be able to beat the debt monster once and for all. The three areas include a mortgage refinance, credit card balance transfers and paying off federal student loans.
Snowball Strategy: How to Pay Your Credit Card Debt Fast!
April 5, 2011The longer you stay in debt the harder it becomes to escape from. Everybody is looking for the best strategies for paying off debts as fast as possible, and there are a number of different theories on which method works the best.
Money Lessons from “Til Debt Do Us Part”
March 30, 2011Ninety percent of marriages that end in divorce fail, at least in part, because of money problems. Now, there is a TV show on CNBC called “Til Debt Do Us Part” that helps couples in financial crisis get their financial lives in order. Find out what kind of money troubles this show tackles and what lessons we can all learn from the experiences of couples highlighted there.
Consumer Spending on the Rise: Where’s Our Money Going?
March 18, 2011Consuming spending is on the rise. Find out where we’re spending our money and what this means for our economic outlook.
Get Out of Credit Card Debt in 3 Years or Less
February 18, 2011New credit card rules went into effect in 2010, requiring that your monthly credit card statement include important information about how long it will take you to get out of debt if you only pay the minimum payment and what payment you need to make to become debt-free in three years. We show you how to use this information to your advantage to help you come up with an actionable “get out of debt plan” for the next three years.
Are Young Adults Being Set on the Road to Financial Failure?
February 15, 2011A lot of young adults are already heading down the road to financial hardship. Many will have problems with credit due to school loans, inexperience, financial optimism and social pressures, which will all lead to a bad credit rating. It’s important that young adults know the importance of bad credit and the effects it can have in the long run. Restraining today can help you out in a major way down the road.
Getting Rid of Debt: Do It Yourself or Hire Help?
February 11, 2011More Americans are swimming in debt than ever before because of the struggling economy and a high national unemployment rate. Because of the increase in financial problems, there is also an increase in the demand for debt consolidation loans and the services of debt consolidation companies. The question is: should you be turning to these companies for help or is debt consolidation something you can tackle on your own?
How to Save Money with Credit Card Balance Transfers
December 1, 2010A credit card balance transfer can help you save money in interest, but there are important factors that come into play that determine how much you’ll save – if any. Learn what to look for and how to get the most bang for your balance transfer.
