Holiday Gift Giving Tips

Gifts of Charity: Thoughtful Gifts that Give Back

Ribbons, bows, tags and shiny paper. Boxes of all shapes and sizes, begging to be gently shaken for clues to their contents. These are images most of us envision when we hear, “Happy Holidays!”

Not everyone is so fortunate. Wouldn’t your gift giving be a little bit richer if you improved the condition of folks that need some help during the holidays?

Charitable giving during the holidays can be fun and enriching. Follow these simple tips to maximize your giving.

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5 Inexpensive Stocking Stuffers

5 Super Stocking Stuffers for Under $10

Stocking stuffers have to be one of the most overlooked aspects of holiday giving, and it makes sense why. Gifts for stockings are often the last ones you buy, there’s not a lot of space to work with, and unless you shell out for expensive jewelry or an iPod, it can seem difficult to find anything worthwhile.

Bah to that, I say. With a little exploration, you can find lots of inexpensive – and cool – stocking stuffers for people from all walks of life. The only rule is that all of these items are under $10!

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Get Your Holiday Shopping Budget in Order!

How to Determine Your Holiday Shopping Budget

Our natural inclination when this time of year rolls around is to spend now and worry about it later. After all, it’s the season of giving and who wants to stress about paying bills when you’re shopping for junior’s bike? Unfortunately, that kind of thinking is what led our country (and a lot of the world) into the current financial funk. And if you’re really honest with yourself, what causes more stress – setting a budget ahead of time for the holidays and sticking to it as much as possible, or spending freely and not really knowing how long it’s going to take you to pay it off?

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Holiday Shopping: From Grinch to Santa

In Defense of Christmas Shopping

I’ve never been much of a fan of Christmas shopping or all the hoopla of Black Friday, Cyber Monday and the holiday shopping season. But recently, at this time of economic struggle, I’ve been reconsidering my Grinch-like attitude toward Christmas shopping. Despite the excesses and crass commercialism of the holiday shopping season, maybe there’s something noble there as well.

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Dad tasting christmas cake with family

6 Holiday Gift Ideas… that Don’t Cost a Thing!

Having trouble staying within your gift budget for the holidays? Free up some cash by finding gifts that don’t cost anything! Often, these gifts are more beloved to friends and family members than a gift certificate or a generic gift basket since they require you to put time and effort into the gift. So before you head to the store, check out these ideas and see who you can knock off your list.

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All I Want for Christmas Is… CASH!

Santa baby, slip a little envelope under the tree for me! Nothing says “I love you” like a hunk of cash to buy what you want when you want it. Cash (or check) makes the perfect gift and it is so easy to give – or is it? Unfortunately, lurking behind your tree is the mean and nasty Scrooge IRS ready to levy 35 percent gift tax on you if you are too generous this year! How can you avoid the Scrooge and still fill your family with joy on Christmas morning? Certified Financial Planner, Gelasia Steed, gives us the scoop.

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expensive-gifts

Shop Early for the Holidays and Save

Yes, it’s that time of year again. The weather’s getting colder. The kids are back in school. Before we know it—our eyes will be turning toward the holidays. And now is the time to think about rescuing your wallet before it’s too late. Every year, people wait until the last minute to start their holiday shopping and wind up spending much more than they should have only to regret it later. You don’t have to be one of them.

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Prepare for Christmas… Now

Christmas is 5 ½ months away, but it’s not too early to start saving. Planning your holiday spending in advance can take some of the stress out of Christmas, because you won’t be worried about the credit card bill you know is coming in January. It takes a little time, and a little more discipline, but planning ahead will pay off. And we’re going to help you do it.

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