2011

5 Tips to Get Your Financial Life Ready for the New Year (Part 1)

The end of each year brings a time for reflection and renewal, and this is especially valuable when it comes to personal finance. As the year 2010 comes to a close, are you better off financially than you were on January 1 of this year? What would you like to do differently so that your finances are in better shape at the end of 2011? Here are a few things you can do by the end of the year to improve your financial position for 2011.

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credit-repair

6 Effective Ways to Improve Your Credit Score

Your credit score has never been so important. Lenders will check your credit score to determine whether or not you qualify for a new line of credit. Before lending you money, creditors want to know how risky you are as a borrower and how likely you are to pay back a loan on time. A tarnished credit score can be both stressful and costly. If you have already hurt your credit score with some wrong financial moves, then read on to learn about credit repair.

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Woman shopping

Post-Buyer’s Remorse: Proven Ways to Improve Your Credit Score

Let’s face it, we’ve all been there. You’ve enjoyed a fun and indulgent spending spree, and yes, you charged everything to your credit card. One month and many blissful purchases later, you find yourself facing a huge credit card bill. You don’t have the money to pay for it, so you pay the minimum balance due. This is dangerous, and in many cases, can cost you your credit score – and ultimately your financial future. Find out how to redeem yourself – and your credit score – after a spending spree.

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Bad Credit? Check Your Mirrors

It may sound silly (or unfair, whichever way you look at it), but more often than not bad credit is having an impact well beyond high interest rates and unapproved credit and loan applications. Credit card debt and a poor credit score can make things like finding a job or a home extremely difficult. Your landlord and your employer were probably all up in your credit score and report at one time or another.

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coupon-frenzy

How to Improve Your Credit Score in 5 Simple Steps

Having a good credit score is like having the world’s best coupon book for all of life’s major financial transactions. Not only will it open doors for you to qualify for things like mortgages, auto loans, private student loans and credit cards, but the better your credit score is, the better the “deal” you’ll get – and that all translates to more money in your pocket. Here are five ways to improve your credit score so you access the best deals on life’s largest purchases.

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