In many marriages, only one-half of the couple manages the finances. While delegation of duties may be a time management issue, it can be a problem when something happens to the marriage or the spouse who handles the money. Couples should be on an equal playing field when it comes to their finances.
Posts Tagged ‘budget’
Personal Finance for Couples: 5 Things Both Partners Need to Know
November 11, 2011How Do You Budget?
October 17, 2011How do you budget? Many of us focus on the wrong things and set ourselves up for failure when it comes to budgeting. Let’s look at a new and improved budgeting system to simplify things and increase the odds that we bring in more than we spend.
5 Common Excuses for Not Budgeting Your Money
May 12, 2011Budgeting can seem like math minus the fun – and we all know how fun math is. What’s exciting about adding up all your expenses and seeing that you spend way too much each month and need to cut back? Or maybe you put everything on your check card so you won’t overspend. Genius, right? Except you’re not building credit then, and unless you’ve also set up an automated transfer into a savings account, you’re probably not retaining any money either. But many people don’t want to hear that. Let’s examine five common myths that keep people from budgeting.
5 Ways to Secure Your Financial Future
April 11, 2011Remember the American dream? That good ole philosophy that we could have whatever we want. Well, apparently we took that notion a little too seriously and now, over half of people over age 65 receive income of less than $18,337 a year, according to Retirement USA. Perhaps we should’ve spread out our wants a bit more. Immediate gratification can be great, but what happens when you’re left with nothing in the end? Start by following these five simple steps and you’ll be on your way to a much more secure financial future.
4 Ways to Slash Your Personal Budget Fast
December 30, 2010Saving money requires discipline and a positive mindset. You can’t save much if you see everything as a “need.” There are things that you really need, like food, and there are things you want, like bags and shoes, that can be bought at a future time when the economic situation is better and you have excess cash. Right now is a great time to start being more frugal and save cash for unexpected emergency situations. Here’s how to slash some costs fast.
Have Yourself a Budget-Friendly Christmas; 9 Ways to Trim Your Holiday Spending (Part 2)
December 7, 2010In part one of this article, we looked at some ways to cut back on your holiday spending. Many families find that holidays are more enjoyable without all the stress and shopping – have you considered some of these options to save money while having a more laid-back approach to the holidays?
Where Does All My Money Go?
August 2, 2010Whether you’re using cash or a credit card, it’s easy for spending to get a little out of control. Fortunately, there are steps you can take to get a handle on your spending and always know how much is in your wallet.
6 Tips for Budget-Friendly Farm-Fresh Food
May 14, 2010Building financial security means taking care of the big things. Fortunately, there are a lot of helpful personal finance sites available that dispense great advice on “big picture” elements of financial health. But what about that day-in, day-out food budget? It’s part of your financial health, too. Here are six tips for getting the most out of your food budget and enjoying the most nutritious, freshest food imaginable.
11 Budget Planning Mistakes to Avoid
May 3, 2010Whether you’re living paycheck to paycheck or you have a surplus of savings built up, learning to budget your money is vital to proper money management. To make sure your budget does what it’s supposed to, avoid these 11 budget planning blunders.
Money Saving Tips when Renovating a Bathroom
April 22, 2010Renovating your bathroom can be quite an expensive affair if you’re not careful. It involves a ton of work and materials, especially if you’re planning on doing a full overhaul. With some good planning and knowledge of how to get the most bang for your buck, however, you can actually save a lot of money on your next bath remodeling project.
