How to Decide between a 30-Year and 15-Year Mortgage

30-Year Mortgage or 15-Year Mortgage?

When buying a new home or refinancing an existing home, one of the many decisions that must be made is what kind of mortgage you're going to get. With that decision, is the option of term - or the length of your loan (ex: a 30-year loan has payments … [Read more...]

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New Realities of Mortgage Refinancing (Part 2)

Mortgage Refinance: The New Reality

In part one of this series, we discussed some of the new realities of mortgage refinancing in an interview with Quicken Loans Vice President and mortgage industry veteran, Stephen Luigi Piazza. The discussion continues here in part two, with more … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

New Realities of Mortgage Refinancing (Part 1)

Mortgage Refinance: The New Reality

With mortgage rates at record lows, many homeowners are looking to refinance their mortgages to save money on their monthly payments and/or pay off their mortgages faster. But what do people need to expect if they want to refinance? Is it still … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Sell Your Home Faster by Making It FHA-Friendly

FHA Loans: Appeal to More Buyers, Sell Your Home Fast

To qualify for a Federal Housing Administration (FHA) loan, the home you are buying has to meet certain standards. While the FHA does not fund the mortgage directly, the government agency does insure the lenders that offer FHA loans to homebuyers. In … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

US Credit Downgrade Could Mean an Upgrade for Your Mortgage

The US Credit Downgrade and Your Mortgage (Copyright Quizzle.com)

Have you ever looked at all three of your credit scores? Most likely all three are slightly different. That simply means that three different companies have come to slightly different conclusions, based on the data they have, as to how likely you … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Should You Refinance Your Home?

Refinance Your Mortgage?

Every four years. That’s how often the average American homeowner refinances their home loan. Why so often? Sometimes it’s because interest rates go down and they want to take advantage of them. Or their income has increased and they want to … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Want to Save Money? Think Big! (Part 1 of 2)

How to Save BIG Money!

Advice on how to save money often focuses on the importance of "small things" - stop buying $4 lattes every morning, cancel your cable TV and magazine subscriptions, and so on. While these “small savings” can indeed add up to some significant … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

5 Home Finance Tips to Improve Your Credit Score

Improve Your Credit Score with Your Mortgage Payment

Whether you are looking to refinance your home loan or simply clean up your credit, costs and payments associated with your home carry greater weight when it comes to your credit score than other types of financing. Discover at least ways five ways … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Recasting: The Best-Kept Mortgage Secret

Is a Mortgage Recast an Option for You?

You know about refinancing. You know about mortgage modifications. But, have you ever heard of recasting? While it was once a popular way to adjust a home loan so borrowers could afford to make the monthly payments, recasting is now one of the best … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Heading toward Foreclosure? Get Help with a Foreclosure Counselor

Get Foreclosure Help with a Foreclosure Counselor

Foreclosure is as much an emotional process as it is a financial one. If you’re heading down the path to foreclosure, one of the people you want on your side is a foreclosure counselor. Working with a team of foreclosure specialists that includes a … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Need Foreclosure Help? Beware of Phantom Scammers

Beware of Foreclosure Scams

Scam artists are good at their jobs because they know how to identify and easily prey on the weak. A new scam that does just that is hitting communities with high foreclosure rates and involves thieves offering to help homeowners save their homes. … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!