Mixed Emotions – Finance, Obama, Gay Marriage and Quicksand

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Above all things I am a pragmatist. As a political operative, like a spy, a good businessperson, a sound financial adviser or an undercover cop, the ability to divorce yourself from the emotional ties that often encumber good judgment is one of your … [Read more...]

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Home Prices Stabilizing, Rising

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For the legions of homeowners out there, watching like hawks as the real estate market appeared to have no bottom, today's real estate news offers a small modicum of relief as reports indicate the bottom is here and prices are on the way up. … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

6 Steps to Spring Cleaning for your Credit

Clean Your Home with Green, Budget-Friendly Products

Spring is a time of renewed energy as people start to spruce up their homes, plant gardens and look ahead to warmer weather and outdoor fun. Spring Cleaning is a time-honored ritual of throwing out accumulated clutter and scrubbing the floors – out … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

April is National Financial Literacy Month – are you ready to learn?

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April has been designated as National Financial Literacy Month. (Read the National Financial Literacy Month Presidential Proclamation from President Obama.) Every time people apply for a credit card, take out a loan or sign up for a mortgage, … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

Could HARP 2.0 Help Me?

HARP

What does HARP 2.0 mean for your mortgage? During the past few years of the housing market downturn and recession, many Americans found themselves “underwater” on their mortgages. They were living in homes that they could no longer afford due … [Read more...]

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Refinancing: Look Beyond the Lower Interest Rate

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  Homeowners often think that if interest rates drop that they should run out and refinance their property. While a lower interest rate can save you money, it doesn’t mean that a refinance is the right move for you. It’s important to evaluate … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

5 First Time Homebuyer Mistakes to Avoid

Help for First-Time Home Buyers

Before you purchase any big-ticket item, you should do your homework. Buying a home for the first time is no exception to this rule. Fortunately, many homebuyers that have come before you have paved the road of success. Learn from their mistakes so … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

In Tough Lending Times, Private Mortgages are on the Rise

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  Banks, mortgages lenders and other traditional lenders may have stricter lending criteria, but private mortgage lenders may be reaping the benefits. Private mortgage lending has become a more popular option for various types of borrowers and … [Read more...]

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Options to Turn Your Upside-Down Mortgage Right-Side Up

Options for an Upside-Down Mortgage

Many homeowners across the country have a mortgage balance that is more than what their home is worth. This phenomenon is known as an "upside-down mortgage" or an "underwater mortgage." Refinancing the mortgage is typically not the solution because a … [Read more...]

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Mortgage Rates: Why What You See Is Not What You Get

Reconciling Published Mortgage Rates with Lender Rates

You've probably read articles or saw on the news that mortgage rates are at "historically low levels." This news may have even caused you to act, calling your mortgage lender and checking out a couple of other lenders. The mortgage rates that these … [Read more...]

Quizzle.com is the easiest way to get a complete understanding of your credit. Visit Quizzle.com to get your free credit report and score. No credit card or social security number necessary!

New Mortgage Options for a New Economy

New Mortgage Options

It’s a new housing market, a new lending environment and a new economy. Keeping that in mind, it makes sense that new types of mortgages are popping up all over the place. Some of the innovative new mortgage options that are available to borrowers … [Read more...]

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