Before you head blindly into that mall, overjoyed with the Christmas spirit only to wake up in January to a nasty credit card hangover, here are some tips to help you spread and keep the joy.
Category: CFP® Corner
We’ve wrangled up 10 of our favorite financial experts to share the wisdom of their financially-savvy ways in a new article series called, “Leave It to the Pros.” First up: Chuck J. Rylant, MBA, CFP and author of new book, “How to Be Rich: The Couple’s Guide to a Rich Life Without Worrying About Money.”
The secret to financial independence isn’t the career path you choose or the investments you make. It’s actually much more simple. Certified Financial Planner Rick Kahler explains.
Every person in this country could use some financial planning help to make the smartest choices possible with their money. From my perspective as a wealth coach and Certified Financial Planner professional today, I wish that I had known a financial planner 25 years ago when I was starting out on my own. I would have made very different financial decisions along the way and would be in a much better place today if I had. Having been both a financial planner and financial planning client, I put together this list of the six secrets to choosing a financial planner.
Certified Financial Planner Heidi Davis explains what an Individual Retirement Account is, how it might benefit you and how to choose which kind of IRA is right for you.
Being invested in the market as of late is like being on a roller coaster ride, although for most investors, not quite as fun. Find out what to do with your investments – whether you have a 401(k), stocks, bonds or otherwise – in a volatile market. Certified Financial Planner, Gelasia Steed, offers some helpful guidance.
Certified Financial Planner Kevin Worthley explores the pros and cons of insurance annuities, and whether they make a good investment in the current economic climate.
Certified Financial Planner John D. Buerger discusses the ugly four-letter word of personal finance: debt – how you got into debt, why it’s tough to get out of it and some real steps to finally rid yourself of the “D” word once and for all.
Are you a lady who lunches and lets your husband handle all of the financial affairs? Or are you a woman who holds the purse strings tightly and puts your hubby on an allowance? Or do you fall somewhere in the middle? All couples have their own way of budgeting and working out their finances. But, what don’t you know and what should you know to be prepared for the unexpected? Let’s test your Financial IQ.
How much of your income should you be saving? A common rule of thumb answer used to be that 10 percent of income should go into savings. But 10 percent doesn’t really cut it anymore. Certified Financial Planner John D. Buerger explains what the new rule of thumb is and how to hit that target.
With Father’s Day upon us, children are anticipating presenting that special gift to their dad and visualizing the great happiness it will bring. Of course, any present a child gives us brings great delight. But what about parents? Is there a special gift we can give our children that will make them truly happy – throughout their lives?