Personal Finance Blog
'Tis the season for shopping! Are you one of those people who are already finished Christmas shopping or are you like me, waiting until the absolute last day I can ship before Christmas without having to pay extra for speedy delivery? Regardless of … [Read more...]
If you had access to some of the most respected financial experts on the web, what would you ask them? We’ve wrangled up 10 of our favorite financial experts to share the wisdom of their financially-savvy ways in a new article series called, … [Read more...]
By: Rick Kahler, CFP® Would you like to be financially independent? Most of us would. We’d like to enjoy a comfortable lifestyle without having to earn an income. Recent studies suggest that an average income of around $60,000 is optimum for … [Read more...]
By: John D. Buerger, CFP® I believe that every person in this country could use some financial planning help to make the smartest choices possible with their money. From my perspective as a wealth coach and Certified Financial Planner … [Read more...]
By: Heidi Davis, CFP® What Are Individual Retirement Accounts? An Individual Retirement Account, or “IRA”, is a personal savings plan that gives you tax advantages for your retirement savings. Social Security is not designed to fund … [Read more...]
What is going on!? A few weeks ago, Standard & Poor's (S&P), one of the big three credit rating agencies, placed the United States' debt on negative credit watch, meaning our nation's debt was under review for a possible downgrade. Then, … [Read more...]
By: Kevin R. Worthley, CFP® As a Certified Financial Planner™, I’ve been privy to a higher-than-normal amount of discussion and advertising about insurance annuities lately. Marketing materials and wholesaler calls have increased at my … [Read more...]
By: John D. Buerger, CFP® DEBT is the four-letter-word of personal finance. Most people have some debt with which to deal. Once the debt level gets to a certain point, it is nearly impossible to rid yourself of it. Interest payments crowd out all … [Read more...]
By: Gelasia Steed, CFP® Are you a lady who lunches and lets your husband handle all of the financial affairs? Or are you a woman who holds the purse strings tightly and puts your hubby on an allowance? Or do you fall somewhere in the … [Read more...]
By: John D. Buerger, CFP® How much of your income should you be saving? A common rule of thumb answer used to be that 10 percent of income should go into savings. "But 10 percent of income is a lot!" is a common response. Saving that kind … [Read more...]
By: Tammy Kraig, CFP® With Father’s Day upon us, children are anticipating presenting that special gift to their dad and visualizing the great happiness it will bring. Of course, any present a child gives us brings great delight. But what … [Read more...]
